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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government.

Bills 130
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Managing Family Finances: Tips and Strategies for a Better Financial Future

Penny Pinchin' Mom

And by then, saving will have become part of your regular routine, and you won’t bat an eye. Look Into Life Insurance Do you have a life insurance policy? Life insurance will come in handy should anything happen to you or your spouse. It is also generally more affordable and flexible than other types of life insurance.

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Stock Market Sectors: 11 Official GICS Groups

Savings Corner

Image source: The Motley Fool Investing in stock sectors At a glance, the 11 GICS stock market sectors are: Energy Materials Industrials Utilities Healthcare Financials Consumer Discretionary Consumer Staples Information Technology Communication Services Real Estate 1. Real estate 11. calls on Coca-Cola.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

This year may go down in real estate history as the year of correction. Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Get started: Research the requirements for the loan you want so you know exactly how much you’ll need to save for a down payment.

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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. We were no longer required to send an escrow payment to the bank for our real estate taxes and home owners insurance.

Bills 100
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How to Save Money by Downsizing

Prairie Eco-Thrifter

This got me thinking some more about how to save money by downsizing. My fuel costs have almost halved with my nifty little new car, I have saved hundreds of dollars on insurance and it is a breeze to park! Downsizing my vehicle certainly has saved me money and will continue to do so for as long as I have the car.

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What You Should Know Before Moving to Another Country

Koupon Karen

Before settling on a company, read reviews, obtain quotes, compare services, and inquire about additional packages such as storage facilities and insurance. Establish a realistic budget to guide your spending and savings. Some countries may require proof of health insurance for entry, making it imperative to secure suitable coverage.