The Frugal Girl

MARCH 11, 2024

What’s the “why” behind your money-saving efforts? Our primary “why” behind our money-saving efforts now is to be able to pay the 15-year mortgage on our new build in 10 years instead of 15. What’s an embarrassing money mistake you’ve made? Boy, did that hurt!

Florida 130

Florida Cruises Cruise Health Insurance 130

Couponing 101

APRIL 10, 2012

Need a copy of your 2011 Tax Return and/or some confidential documents shredded? Office Depot is “offering customers 25 black and white, single side copies, and up to five pounds of shredding, free of charge , just in time for the busy tax season.”. Haven’t filed your tax return yet? Thanks, Money Saving Mom !

Office 76

Office Taxes 2012 April 76

Prairie Eco-Thrifter

FEBRUARY 28, 2018

From a money-saving and environment-friendly perspective, this may be the most obvious solution to making room in your budget in an eco-conscious manner. Energy efficient tax credits. While there have been some rollbacks on tax credits and deductions for energy efficient investments to your home, many still apply.

Saving Money 171

Saving Money Money Family Washer and Dryer 171

Prairie Eco-Thrifter

APRIL 19, 2012

Many thanks to Budgeting with the Bushmans who hosted the Festival of Frugality and included David’s post, The Only Money-Saving Gasoline Tip That Worked. YFS’ post, 4 Good Reasons to Buy Travel Insurance , was included in the Carnival of Money Pros – Tax Rush Edition hosted by Novel Investor.

Gasoline 140

Gasoline Personal Finance Finance Insurance 140

Prairie Eco-Thrifter

AUGUST 2, 2011

When you do, go on tax free day. Ryan Himmel, CPA, personal finance expert, and the founder of BIDaWIZ.com suggests that you can save from 4 – 9% on qualified purchases (even if you aren’t a student!) using tax free days. Here is site that has tax free days by state listed for 2011. 7 Tips for Marital Money Bliss.

College 192

College Money Personal Finance Student 192

Prairie Eco-Thrifter

NOVEMBER 12, 2012

Being smart and avoiding unnecessary spending can help you save money in college. Remember these five money saving strategies to stay comfortable without breaking the bank. Tax Return Distribution Well it is that time of year where we all run around manic trying to get our tax return filed.

College 203

College Saving Money Money Student 203

Couponing 101

OCTOBER 5, 2011

Plus tax if applicable. Thanks, Money Saving Mom ! As of 10/4, Starbucks is offering a Breakfast Sandwich for just $2 when you buy any handcrafted beverage (any size). Offer valid at participating U.S. locations and is limited to 1 sandwich per beverage purchased. Supplies limited. Offer ends 10/10/11.

Breakfast 77

Breakfast Starbucks Drinks Buy 77

Saving In Akron

JULY 21, 2011

Pay as low as $9.36 (+tax), and Get $10 ECB. Thanks, Clippin with Carie via Money Saving Madness. Use (2) $1/1 Skintimate Coupons or $1.50/1 1 Skintimate Coupons (if still available). Use (2) $4/1 Schick Hydro Coupons (6/12 SS) exp 7/24 or $3/1 Printable on Facebook. Better than FREE after coupons and ECBs.

Skintimate 100

Skintimate Schick Taxes Playtex 100

The Frugal Girl

NOVEMBER 6, 2023

What’s the “why” behind your money-saving efforts? Why do I want to save money? It’s much cheaper to stay in place than to move to a bigger home with more expenses, higher taxes, etc. My parents were good at guiding careful spending habits without it being a burden.

Kids and Family 189

Kids and Family Money Home and Garden Frugal 189

Couponing 101

NOVEMBER 5, 2011

Pay just $19.99 + tax and pick it up in store! Thanks, Money Saving Mom ! You will receive a credit in your Shop at Home account within 30 days for 3% cash back on your purchase. When your balance reaches $20 or more you will get a check. Rebate checks are mailed monthly.

Microscopes 97

Microscopes Coupon Codes Coupon Code Toys 97

Couponing 101

MARCH 13, 2012

Pay just 1¢ per print + tax and shipping (your total should be about $5). Thanks, Money Saving Mom ! Search for “Snapfish” using the search bar at the top of the page. Click on the red “shop now” button to go to Snapfish.com. Upload your photos and add 100 4×6 prints to your cart. Use code RAINBOW at checkout.

Photos 88

Photos Printing Ebates Taxes 88

The Frugal Girl

MARCH 4, 2024

What’s the “why” behind your money-saving efforts? Alan and I, by choice, bought land in an area with low property taxes. Had we not fallen in love with the locale, it wouldn’t have mattered how low the taxes were, but fall in love we did. That’s not right. There are a few “whys” for me.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

freestuff.tv

APRIL 5, 2011

Prize includes paint, furniture, lighting, furnishings and more, plus $10,000 to help offset taxes on prize (ARV: $50,000). Please subscribe via Email to have savings, advice, coupons and offers sent directly to you. Contest ends 30 April. Enjoy this site?

Sweepstakes 109

Sweepstakes Target Furnishings Debt Free 109

Couponing 101

OCTOBER 24, 2011

. - Free Shipping (automatically applied when you buy the shorts). = $6.99 + Tax, Shipped! *Be 99¢ shipping + tax! Thanks, Money Saving Mom and Common Sense with Money ! Be sure to verify the price before you purchase, some people are not getting the right discounts. ELF Makeup. (1)

Coupon Codes 76

Coupon Codes Coupon Code Codes Taxes 76

Couponing 101

NOVEMBER 18, 2011

You might have to pay tax. Thanks, Money Saving Mom ! On the Target website click on the “Daily Deals” logo on the right side of the page, then add a sweater to your cart. Enter coupon code “ TGTFZS8U ” at checkout to get $4 off your order. Pay $6 + free shipping too! Target.com: Mossimo Cardigan for $6 Shipped + 3% Cash Back!

Ebates 74

Ebates Taxes Money Saving Mom 74

The Frugal Girl

FEBRUARY 18, 2024

What’s the “why” behind your money-saving efforts? While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market. After I became a mother, finances became much more complicated.

Kids and Family 186

Kids and Family Home and Garden Money Frugal 186

Couponing 101

JANUARY 7, 2012

– Get tax deductions for your eBay home-based business. Thanks, Money Saving Mom ! . – Start part-time and expand your income when you’re ready. – Find great inventory at low prices. – Auction to the highest bidder or sell at fixed prices. – Identify niche markets for big profits.

Part Time 67

Part Time Full Time Taxes Computers 67

Couponing 101

MAY 14, 2011

The $20 for the Party Kit is considered a donation and is tax deductible! Thanks, Money Saving Mom for the image and info! The picture above is just an example of what you will receive. Kits are similar but not identical. I think the coupons alone would probably make this kit worth the $20. What do you think?

Home 66

Home Organic Organization Donation 66

Prairie Eco-Thrifter

MAY 8, 2011

We do this and not only is handy when we travel but we also save trees. And make sure you’re getting the most out of your savings. Tax Debt Help presents Savers Tax Credit: Get Rewarded for Retirement. We have something similar in Canada and it definitely motivates you to save.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

OCTOBER 21, 2012

.” Harry Sit from The Finance Buff asks Tax Efficiency: Relative or Absolute? , and says, “Because you have to pay taxes on interest, dividends, and realized gains, an investment that loses less of its returns to taxes is said to be more tax efficient. I think I just want one.”

Personal Finance 219

Personal Finance Finance Debt Money 219

Penny Pinchin' Mom

FEBRUARY 16, 2024

Should you just pretend that you don’t have savings and increase your debt ? Things like taxes and the fact that groceries cost about 9% more now than they did last year. Your bills are going to be there, and you can’t simply not save money because you have to pay bills.

Saving Money 52

Saving Money Money Saving Bills 52

Koupon Karen

FEBRUARY 28, 2024

Savings unlock novel interests. How to Find Discount Codes Now that the manifold merits of unearthing money-saving discount codes shine clear, tactics for optimizing ongoing coupon hunting prove crucial knowledge since deals constantly cycle. Raises completely offset tax, at least! Consistency and diligent methods reign.

Discount 40

Discount Finds Codes Used 40

Couponing 101

OCTOBER 21, 2011

Your total for the jeans + a $15 sweater will be $14 + tax, shipped! Thanks, Money Saving Mom ! At checkout, you’ll see a $10 discount for buying the jeans, a 20% off clothing discount, and a free shipping discount. When your balance reaches $20 or more you will get a check.

Target 74

Target Clothes Clothing Discount 74

Saving Everyday

FEBRUARY 24, 2012

FREE Quick & Easy Tax Preparation With H&R Or Turbo Tax. $25 Free Money Saving Tips For A Frugal Lifestyle. Right@home Money Saving Coupons, Offers & More. Rite Aid Sally Hansen Coupon Trip | Saved 82% **. Fashion Bug Coupon (Play The Game) | Print Or Mobile.

Sally Hansen 55

Sally Hansen Fridays Whole Foods Emergen-C 55

Prairie Eco-Thrifter

FEBRUARY 4, 2011

I am also capable of shoveling my own snow, cutting my own grass, and a whole multitude of other things, from doing my own taxes to ironing my own shirts. But Isn’t Time, Money? However, if I can save $40.00 3 Money Saving Tips While Computer Shopping. Saving Time Saves You Money.

Saving Money 150

Saving Money Money Fair-Trade Saving 150

Couponing 101

NOVEMBER 7, 2011

Pay around $24 – including tax and shipping! Thanks, Money Saving Mom ! You will receive a credit in your Shop at Home account within 30 days for 3% cash back on your purchase. When your balance reaches $20 or more you will get a check. Rebate checks are mailed monthly. This is a GREAT deal.

Taxes 45

Taxes At Home Money Saving At&T 45

Prairie Eco-Thrifter

JULY 20, 2011

Being employed full-time and running two home-based businesses over the past few years, I’ve learned the true meaning of the phrase “time is money.&# I must consider time commitments before I go ahead with any money-saving initiative. Keep all of your money saving ideas on the “up and up.&#

Frugal 174

Frugal Personal Finance Frugal Life Money 174

Prairie Eco-Thrifter

MAY 6, 2012

With the population aging, there simply won’t be enough people working and paying taxes to fund any government support of retirees. Why are so many people not saving for their own retirement? In this day and age, it is certainly not a good idea to sit back and hope to rely on government pensions either.

401K 261

401K Saving Part Time Money 261

Prairie Eco-Thrifter

FEBRUARY 5, 2012

Remember that a reduction in rent can be better than getting an equivalent raise at work, due to the fact that the rent reduction won’t necessarily be taxed. 10 Easy Ways to Save Money. How to Save Money on Car Insurance. 6 Ways an i-Phone Can Save You Money. This post was written by Marie.

Rent 185

Rent Saving Money Money Landlord 185

Prairie Eco-Thrifter

JUNE 20, 2012

The TD Canada Trust recommends two calculations that can help you to assess exactly what you can afford to buy: The Gross Debt Service (GDS) ratio – This approach looks at the cost of your house purchases, including mortgage payments, taxes and heating costs. Any figure above this is considered to be on the wrong side of affordable.

Money 186

Money Home Debt Buy 186

Saving Cents With Sense

MARCH 20, 2013

Let me rephrase that: WEALTHY people often donate their barely worn high-end clothes and even new clothes with price tags still on them to charity for tax write-offs. Guest Post Bio: Ted Corbitt writes about money saving fashion tips and other men’s fashion topics. Here’s how it works: people donate clothing to charity.

Saving Money 81

Saving Money Money San Francisco Milwaukee 81

Family Balance Sheet

JULY 9, 2015

They also put an unexpected tax return and bonus towards their debt. Carrie worked at H&R Block during tax season and flipped yard sale finds for a profit on eBay. Tracy put her sales commissions and tax returns towards debt. She says, bartering is a fun and creative way to get what she needed without spending money.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

OCTOBER 11, 2011

Remember to include taxes as an expense. Part of that is passing money to them in the form of annual gifts. This lets us see them enjoy the money, saves on death taxes and helps them out when they are young and poor. We found that we could afford it (Happy, happy days!). Lesson Two – Exit Smartly.

Real Estate 207

Real Estate Money Recession Work 207

Saving With Shellie

SEPTEMBER 3, 2014

This brought my pre-tax total down to $5.31. On the whole, I was very pleased with my Jingit experience and will definitely add it to my money-saving tools! For example: I took advantage of a Back-to-School Rebate at Target. I purchased a lunchbox on sale at $6.99. The Jingit app then gave me a $1.50 I call that a win!

Rebates 65

Rebates Giveaway Ranges Cameras 65

Prairie Eco-Thrifter

MARCH 10, 2013

Good decisions can result in your ability to get a better job, make more money, save more money, invest for gain and other steps that help you end up in financial plus land. To get ahead in life, you need to make more good decisions than bad. How does one go about making more good decisions than bad ones?

Making 240

Making Home Financial Goals At&T 240

Saving With Shellie

JULY 2, 2012

One of the best and smartest ways to save for a vacation is to open a separate savings account specifically for your vacation fund. If at all possible, jump-start the account with a lump sum, such as a tax refund. Have a certain amount automatically taken from your paychecks and deposited directly into that savings account.

Vacation 83

Vacation Giveaway Friends And Family Sale Saving 83

Couponing 101

MAY 4, 2013

Money Saving Mom’s Guide to Freezer Cooking. Your Blogging Business: Tax Tips and Tricks. Your Grocery Budget Toolbox. Finding Financial Freedom. Become a Frugalista in 30 Days. In the Kitchen {Recipes and Cooking}. Wholesome Mixes. 20-Minute Meals. Restocking the Pantry. Simply Summer. Do the Funky Kitchen. Embracing Beauty.

Health and Beauty 97

Health and Beauty Work From Home Budgeting Budget 97