The Frugal Girl

NOVEMBER 20, 2023

I work out 4-5 days a week. We bought our house as a short sale in 2008. I liken it to pushing a boulder up a hill – it’s hard work and you wonder why you’re doing it, but then you make it over the hill and it’s SO much easier on the downhill side. What’s your best frugal win?

Iowa 168

Iowa Friends And Family Sale Boys Son 168

Prairie Eco-Thrifter

JUNE 23, 2011

You might have your diploma, but you may still have to work at McDonalds for a while longer… if you’re not prepared. I graduated from college in 2008 with a degree in Finance. Do you remember 2008? My friend found work in Boynton Beach, Florida and asked me if I’d go with him – I could search for jobs once I was there.

College 174

College Student 2008 Graduation 174

Family Balance Sheet

DECEMBER 10, 2013

But I’m a self-employed wife and mother, so I worked through my misery. 2008…the year that I failed as a mother. I just lost over a week of my life. I came down with some terrible bug that knocked me out. Like so many of you know, life doesn’t take a break even when our bodies are screaming for it.

Christmas 100

Christmas Hard Drives 2005 Daughter 100

Coupons Do Work

JANUARY 1, 2017

Compared to 2008, when they were the first team since the 1976 Tampa Bay Buccaneers to end an NFL season with no wins and no tied games as well as the first team to do it since the schedule was expanded to sixteen games. and the meme above was made in 2008).

Detroit 100

Detroit 2017 Michigan Giveaway 100

Couponing 101

OCTOBER 30, 2013

Lego Batman 2: DC Super Heroes is an Action-Adventure game set within the Batman universe, and filled with Lego versions of heroes and villains from the Batman comic series, working together/against those from the Justice League comic series.

Nintendo Wii Games 102

Nintendo Wii Games Wii Lego Video Games 102

Prairie Eco-Thrifter

FEBRUARY 3, 2014

His work was continued by his nephew, after a devastating return to a working farm during the civil war after the Confederate army seized it and sold it to someone else. It matches current salary amounts of Executive Level 1 Personnel (like cabinet members), which according to a CRS Report for Congress was $191,300 as of 2008.

Personal Finance 186

Personal Finance Finance 2005 Debt 186

Family Balance Sheet

NOVEMBER 28, 2014

I opened FBS in late 2008 when I was a stay at home mom to a toddler and an infant. Understand what is not working in your current monetization model and instead develop concrete goals and a solid plan for achieving them. Create a solid working business plan to take your blogging business to the next level.

Growing 190

Growing Goals Full Time Video 190

Prairie Eco-Thrifter

MAY 22, 2011

The economic effects of the recession of 2008 are still very much upon us. Pick a plan that works for you. The plan only works when you work the plan; otherwise it’s just words on a page. It will take years to see a dramatic reversal of the unemployment trend that saw the US unemployment rate nearly reach 10%.

Debt 157

Debt Recession Unemployment Budget 157

Prairie Eco-Thrifter

NOVEMBER 20, 2012

Many use natural lighting as much as possible, going so far as to create an entirely open floor plan so that every employee can turn off their electric bulbs and work by way of that giant light source we call the sun. Environmentally conscious business owners are finding all kinds of ways to cut down on energy consumption in the workplace.

Software 188

Software Office Computers Saving 188

Prairie Eco-Thrifter

SEPTEMBER 11, 2012

Don’t we all wish we had kept a closer eye on the events prior to 2008 and 2009 and sold our positions prior to that! I confess to being an amateur on this after the 2008 crash. Buy and hold strategies may work at one point but not at another, frequent trading might work well now but not later.

Psychology 203

Psychology Economy 2008 At&T 203

Prairie Eco-Thrifter

JULY 16, 2014

Despite having climbed their way up the corporate ladder and proving their value in millions of revenue and/or savings for the companies they worked for, the structure of each company was changing such that my parents were no longer necessary, regardless of their past performance.

Emergency Fund 174

Emergency Fund Insurance Recession Unemployment 174

Prairie Eco-Thrifter

AUGUST 15, 2011

Investors should have learned this from the stock market crash in 2008, that there is a major flow in the modern stock markets. To understand the problems in computer trading, you don’t need to understand too much about how they work. That flaw lies in computer algorithms and trading. Now let’s go backwards in time.

Computers 189

Computers 2007 2008 Calculators 189

For the Mommas

NOVEMBER 25, 2012

LEGO Batman 2: DC Super Heroes is an Action-Adventure game set within the Batman universe, and filled with LEGO versions of heroes and villains from the Batman comic series, working together/against those from the Justice League comic series.

Lego 45

Lego Co-Op ING Direct DC 45

For the Mommas

NOVEMBER 24, 2012

LEGO Batman 2: DC Super Heroes is an Action-Adventure game set within the Batman universe, and filled with LEGO versions of heroes and villains from the Batman comic series, working together/against those from the Justice League comic series.

Lego 45

Lego Wii Co-Op ING Direct 45

For the Mommas

MAY 10, 2012

Here something about me that many don’t know…Nearly four years ago, I was working full time in Corporate Finance. Fortunately, there are companies at work to help keep our kids safer online. You may know that they offer web hosting, but did you know that they also work to keep kids safe online?

Win 69

Win Kids and Family 2008 Full Time 69

Prairie Eco-Thrifter

JUNE 28, 2012

GDP fell by 25% and markets crashed far more than they did in 2008. This to me is proof that capitalism works and can withstand any kind of collapse. The truth is financial markets have always had these “panic” events. One striking example is the great depression of 1929.GDP

Money 186

Money 2008 Bargain CD 186

Prairie Eco-Thrifter

MARCH 7, 2012

The National Wildlife Federation , which states its mission as “ working to inspire Americans to protect wildlife for our children’s future ,” had entered a partnership with Scotts MiracleGro and indirectly with Monsanto, which owns Scotts most popular product, Roundup Weed Killer. Then the straw showed up to break the camel’s back.

Press 201

Press 2005 2008 Media 201

For the Mommas

NOVEMBER 19, 2012

LEGO Batman 2: DC Super Heroes is an Action-Adventure game set within the Batman universe, and filled with LEGO versions of heroes and villains from the Batman comic series, working together/against those from the Justice League comic series.

DC 45

DC Wii Lego Games 45

Coupons Do Work

APRIL 6, 2016

It takes work, from both a physical and psychological perspective, to do it well, she says. © 2008 WebMD, LLC. The post 10 Health Benefits of Sex – Sex Can be healthy appeared first on Coupons Do Work! Sex Improves Cardiovascular Health. By Kathleen Doheny. Reviewed by Louise Chang. ©2005-2006 WebMD, Inc.

Health 100

Health Journal Psychology Los Angeles 100

Finally Frugal

JANUARY 12, 2011

Last week, I was dithering about whether to pay down my second mortgage early, or start working on my student loan. That comment made me think about all of the news articles written by supposed 'experts' who predicted that we had (or would) hit bottom in 2008, or 2009, or 2010, or even 2011!

Frugal 45

Frugal Real Estate 2008 Portland 45

Prairie Eco-Thrifter

DECEMBER 12, 2012

While we were all plenty burned by the 2008 crash, with a slow turnaround there remain many sectors in which to place your investing dollar. Greenpeace, Amnesty International, Doctors Without Borders, all do tremendous work to advocate for our common humanity. A slowly rising tide can sometimes lift all corporate boats.

Green 235

Green Recession Finance 2008 235

Prairie Eco-Thrifter

OCTOBER 31, 2012

Disappointed in herself for not winning her doctorate, recovering from an injury caused by an attack in the service and suffering from the rejection of a divorce, she could not bring herself to look for work. Get Laid Off From Work. For 12 years she worked as an assistant to research scientists – continuing to live with her parents.

Friends And Family Sale 189

Friends And Family Sale Taxes Insurance Money 189

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. That was in 2008, so you might imagine how that turned out! I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. Then the real work began!

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

SEPTEMBER 7, 2011

Back in July, the markets were higher and my friend had sworn to herself in 2008 that she would SELL when prices went up. Why should my friend pay huge brokerage fees when she is doing the work for the broker! Recently she realized that she is no longer getting full service from her full service brokerage. Here is her new story.

Friends And Family Sale 176

Friends And Family Sale Money Taxes 2008 176

Nicoles Nickels

AUGUST 31, 2012

Description of Product: “Rockin’ Green Classic Rock Detergent brings that 50’s swing to your dirty cycles as it works with medium water types to gently remove stains while rinsing squeaky clean from diapers and clothes. Where to Buy: online at Green Cupboards. Price of Product: $44.99 for 3 pack.

Green 72

Green Laundry Giveaway Cycle 72

Teresa's Deals

SEPTEMBER 27, 2015

I use to have a local events and happenings blog when I lived in Austin from 2008 – 2010, I even use to run a Direct Sales blog back in 2007 and after a year, I sold it. I have just recently started a course at Inspired Bloggers University called Monetize45 and it will help you make money with your blog and it works.

Puerto Rico 100

Puerto Rico Texas Saving Money Money 100

Teresa's Deals

SEPTEMBER 27, 2015

I use to have a local events and happenings blog when I lived in Austin from 2008 – 2010, I even use to run a Direct Sales blog back in 2007 and after a year, I sold it. I have just recently started a course at Inspired Bloggers University called Monetize45 and it will help you make money with your blog and it works.

Puerto Rico 100

Puerto Rico Texas Saving Money Money 100

Prairie Eco-Thrifter

JANUARY 28, 2013

none of them were working to contain the growing mountains of waste. According to How Landfills Work , written in that timeframe: “The purpose of a landfill is to bury the trash in such a way that it will be isolated from groundwater, will be kept dry and will not be in contact with air. How Landfills Work. million tons (74.2

Economical 188

Economical Recycle Recycled Recycling 188

Work With What You've Got

NOVEMBER 8, 2010

He was laid off in December of 2008 and has been doing consultant work off and on, but nothing compares to the wonderful feeling of stability you get from full time steady work. He started work today and when he walked out the door (45 minutes before my alarm even goes off!) And health insurance! But we made it!

2008 40

2008 Health Insurance Cameras Halloween 40

Prairie Eco-Thrifter

JANUARY 10, 2017

When the Great Recession began in 2008/2009, my boss at the time (a Vice President of the company) and her spouse consulted their financial adviser to see what they should do. She looked and looked for new work in her field, but just couldn’t land any of the few openings around. He was retired and unable to resume work.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Prairie Eco-Thrifter

MAY 6, 2016

My copy has a copyright date of 2008. Author of Forbes article Why You Should Take Joel Greenblatt’s ‘Magic Formula’ Stocks Seriously , Charles Sizemore thinks it works, others don’t. However, while I worked, I also used this method to better advantage.

401K 100

401K Money Emergency Fund Goals 100

Nicoles Nickels

DECEMBER 2, 2011

Shop with Your Social Calendar: Work around your social calendar when planning meals for the week. Keep it All in the Family: As of 2008, a record 49 million Americans, or 16.1% If you plan on attending a few holiday parties, scale back on your grocery bill accordingly to avoid food going to waste. of the total U.S.

Personal Finance 45

Personal Finance Finance Holiday Shopping 45

Work With What You've Got

MARCH 22, 2010

I still got dressed and went to work everyday. I don’t mention it much on here, but my husband was laid off in December of 2008. He has had some freelance here and there, but he has not found steady work. I know others before me have done just that, but I feel like I’m working from a much smaller wardrobe than those people.

Wellness 40

Wellness Budgeting Budget 2008 40

Savings Corner

APRIL 4, 2024

I wouldn’t say a dividend-paying stock is a low-risk investment because there were dividend-paying stocks that lost 20 percent or 30 percent in 2008,” Wacek says. Why invest: A fixed annuity can provide you with a guaranteed income and return, giving you greater financial security, especially during periods when you are no longer working.

April 52

April Lowes CD Bank 52

Work With What You've Got

MARCH 26, 2010

Pairing this jacket with dark denim jeans not only works, but opens up a whole new section of my wardrobe to wear it with. It takes it from a work piece to a weekend piece and even an evening out piece. He flew to NYC to see them play in, what 2008? I think maybe I should keep my mind open to the whole thing.

Old Navy 40

Old Navy Thrifting Jewelry and Watches 2008 40

Prairie Eco-Thrifter

SEPTEMBER 17, 2012

Medium tuition”, according to Great Schools “for their member private day schools in 2008-2009 in the United States was $17,441. They too work hard to make sure the kids are learning what they should be learning. We have one family member paying more than $14,000 a year in high school tuition per child!

May 188

May Education Parenting Student 188

Saving Everyday

JANUARY 30, 2012

“Evidence shows that in societies where people stop working abruptly, the incidence of obesity and chronic disease skyrockets after retirement,” says Luigi Ferrucci, director of the Baltimore Longitudinal Study of Aging. I loved this article on MSN Health today and thought I’d share it. What do you think? Don’t retire.

Re-use 71

Re-use Food and Drink Baltimore 2008 71