Prairie Eco-Thrifter

MAY 26, 2016

Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Trepidation about having the grand-kids open a savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Savings Corner

DECEMBER 25, 2023

This savings calculator includes an example rate of return. To see the annual percentage yield you can expect, compare rates on NerdWallet for thousands of savings accounts and certificates of deposit. A savings account is a place where you can store money securely while earning interest.

Calculators 52

Calculators Savings Account Bank Banking 52

Saving Everyday

OCTOBER 27, 2023

If you’re looking for ways to save money on a tight budget, we’ve got you covered! Christmas is right around the corner, so if you’re looking for ways to save money on a tight budget, we’re here to help! You won’t find things like “start a YouTube channel or blog” in this post.

Saving Money 52

Saving Money Budgeting Budget Money 52

Prairie Eco-Thrifter

JUNE 11, 2014

One of the mistakes that we often make when saving is putting everything into one account. It’s fun to watch your account grow, but at the same time, if you have different goals for the money, having everything in one account can be problematic, since you aren’t able to identify which money is earmarked for a specific goal.

Goals 208

Goals Emergency Fund Used Vacation 208

Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? If you are confused about whether you should pay off debt or save, you are not alone, although everyone’s financial situation is different. Should you pay off debt or save? appeared first on Penny Pinchin' Mom.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

AUGUST 21, 2020

You’ll know how much is in your checking and savings accounts and your retirement accounts. Knowing all of these numbers doesn’t mean that there won’t be messiness with your money. There was a time our spreadsheet reflected a lot of debt and not a lot of savings. Column C = Current Balance.

Family 241

Family Debt Finance Kids and Family 241

The Frugal Girl

DECEMBER 11, 2023

I can’t remember exactly, although I do know that I had read a few posts in years prior, but for some reason, it didn’t stick as a habit until a few years ago. I appreciate that she doesn’t sugarcoat things or present a perfect image, but shares real life with us. How did you get interested in saving money?

Money 194

Money Kids and Family Frugal Parenting 194

Savings Corner

DECEMBER 24, 2023

What you need to know about the best savings accounts What do the best savings accounts have in common? The best savings account interest rates are around 5%. At a brick-and-mortar bank, you’ll often find savings rates closer to the national average, which is currently 0.46%.

Savings Account 52

Savings Account January 7-Up Insurance 52

Prairie Eco-Thrifter

DECEMBER 6, 2012

We have all heard that age old adage “save your pennies for a rainy day,” but many of us never do it. Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. How To Save. It is challenging to save, and it does take diligence.

Bank 265

Bank Banking Money Saving 265

Family Balance Sheet

JANUARY 25, 2019

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. any savings from sales and coupons washed away from the interest accrued from unpaid credit card balance(s). We have to plan and save for it.

2019 100

2019 Club Christmas 2018 100

Savings Corner

DECEMBER 25, 2023

NerdWallet’s experts have reviewed and rated dozens of banks and credit unions to help you find those with the best accounts, branch and ATM availability, customer service and more. A smart way to monitor your money Track your cash, cards, and bank accounts all at the same time. They are also invested in internet security.

Bank 52

Bank Banking Credit CD 52

Prairie Eco-Thrifter

SEPTEMBER 25, 2020

Listed below are the 5 best measures you can take in order to conserve energy and save on monthly electricity bills. Perhaps the best way to save electricity is to cut down “on-screen time” when you’re not actually working. Apply this principle to all your electrical appliances and you’ll save considerably on electricity usage.

Work At Home 113

Work At Home Saving Electricity At Home Work 113

Family Balance Sheet

JULY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Our monthly goal for Christmas savings is $100.

Club 100

Club Christmas July August 100

Family Balance Sheet

JUNE 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Our monthly goal for Christmas savings is $100.

June 100

June Club Christmas Goals 100

Family Balance Sheet

MAY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Christmas Savings Club' Thanks for reading.

Club 100

Club Christmas May Goals 100

Teresa's Deals

SEPTEMBER 2, 2015

If your like me, you are always looking for ways on how to save money for the Holidays. We always make a plan early in the year on how we are going to save when it comes to purchasing gifts for our loved ones. There are many ways you can save before and while you are shopping. How To Save Money For Christmas.

Saving Money 100

Saving Money Money Christmas Saving 100

Prairie Eco-Thrifter

MAY 6, 2012

‘The time to start saving for retirement is yesterday’ quipped the financial advisor. The longer you save for retirement, the more money you will have to retire on, even if the amounts saved are quite small in the beginning. Why are so many people not saving for their own retirement? How many years will you be retired?

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401K Saving Part Time Money 261

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. So you aren’t alone! What Is Your Current Net Worth?

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

Is saving money one of the goals that you always seem to set for yourself, but never quite achieve? These days, most of us know that if we want to be successful in life, we have to commit to regular saving. You can’t expect to go to sleep one night and wake up with your entire money situation figured out.

Bills 113

Bills Money Bank Banking 113

Prairie Eco-Thrifter

JANUARY 24, 2012

Here are a few tips on saving money while doing renovations. Save over time to build the funds you will need for the renovations you want. You really can wait on most things – but do act fast on those items that will cause further damage if you don’t handle them. Don’t build more than you plan. Plan ahead.

Renovation 189

Renovation Home Real Estate Re-use 189

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. How did YOU do in April? May''s Assignments: 1.

April 100

April Club Christmas Goals 100

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Our monthly goal for Christmas savings is $100.

August 100

August Club Christmas Goals 100

Family Balance Sheet

JUNE 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Ok, so May wasn’t my greatest month for finding extra money. I usually donate on Friday and Sunday mornings, but I was super busy in May and wasn’t able to get to the donation center. It wasn’t worth my time.

Money 130

Money May Donation 2020 130

Prairie Eco-Thrifter

NOVEMBER 30, 2014

The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. The trees are your investment accounts. A money tree starts out growing slowly, so small at first that you don’t even think it is there. Jay Jensen. Gladys Holm. We did that.

Virginia 160

Virginia Money Real Estate Growing 160

Savings Corner

DECEMBER 24, 2023

Merrill Edge® Self-Directed Best for: Hands-off retirement savers Merrill Edge is a solid choice for those whose primary goal is to save for retirement, as the broker has copious resources on retirement and wealth planning. Speaking of fees, Ally Invest doesn’t charge commission fees for stocks, ETFs, and options.

December 52

December Bank of America Bank Banking 52

Family Balance Sheet

JANUARY 11, 2019

Save $10k in a savings account, specifically earmarked for medical expenses. It was an easy process and I know that we could have saved money by doing it online, but I trust that everything is properly complete. Part of me didn’t even want to make a financial goal for 2019. 1 – DONE!! 2 – DONE!!

Financial Goals 100

Financial Goals Goals 2019 Health Insurance 100

Coupons Do Work

OCTOBER 3, 2016

When it comes to saving money and banking, we are always looking for the best bank ; and what can save you money and what bank gives you money :). The Convenience checking account typically includes a $15 monthly maintenance fee, but it’s waived if you keep a daily balance of at least $100. BMO Harris – $200 Bonus.

Bank 100

Bank Banking 2016 Bank of America 100

Family Balance Sheet

APRIL 1, 2021

Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. Remember this account is specifically for your emergency fund.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

JUNE 22, 2014

You can’t always count on credit cards or checks being accepted. There won’t always be an ATM around when you need one. My son whipped out his credit card to pay for their meal and was stopped cold when he found out the place didn’t take credit. Don’t spend what you don’t have.

Money 217

Money Mom Credit Cards Bank 217

Family Balance Sheet

JANUARY 31, 2020

I stick to my list and random delicacies aren’t falling into my cart. Related reading: How to Save Money on Groceries. Found Money in January: I have an old savings account that I hold on to, because it’s at the same bank as my kids’ savings accounts. Frugal Kitchen in January: Meal Plan.

January 130

January Frugal Green And Frugal Homemade 130

Savings Corner

DECEMBER 24, 2023

It’s important to remember that taxes don’t stop once you’re retired, but you can take steps throughout your working life to minimize your IRS obligations later. You can take as much money out of these accounts as you would like without owing taxes, provided you follow IRS withdrawal rules.

Taxes 52

Taxes At&T Money Re-use 52

Family Balance Sheet

MARCH 15, 2017

Let’s start at the beginning: Health insurance wasn’t always so stressful for me and my husband and to begin our story I need to go back a few years. I can’t believe it’s been that long. A lifelong corporate man himself, he just couldn’t wrap his brain around what our options would be regarding the topic.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Prairie Eco-Thrifter

SEPTEMBER 11, 2014

Aside from a couple of brief forays into non-bank type accounts in the eighties and one family investment club, my investing experience dates to the early 1990’s. We finally had enough income left over after paying expenses and saving for kids to attend college to start investing it. AIP is effective. Options can be profitable.

Money 162

Money Bank Banking Taxes 162

Couponing 101

JULY 26, 2011

This post is 5 simple ways to help teach our children to save money so they don’t become a statistic. The following five tips on “How you can teach your kids to save money” will help you educate them: Teach Kids to Save Money Tip #1. No point in wasting our money just because the cashier can’t count.

Saving Money 103

Saving Money Money Kids Debt 103

Family Balance Sheet

MARCH 26, 2021

According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Prairie Eco-Thrifter

MARCH 4, 2014

Save money in a bank account (or perhaps a company retirement plan). I first started changing the way I think about things when I realized that I didn’t want to work at a 9-5 job. My husband is a university instructor, so he doesn’t work “traditional” hours, either. Retire and work no more.

Money 237

Money Property Taxes United States 2007 237

Prairie Eco-Thrifter

DECEMBER 1, 2014

I’m convinced that I’ve had such good luck achieving many of my financial goals because I write them down and keep myself accountable. If you haven’t set financial goals before, here are some tips: Set Realistic Goals. If you haven’t set financial goals before, here are some tips: Set Realistic Goals.

Goals 209

Goals Financial Goals December Motivation 209