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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Ken from Spruce Up Your Finances asks Need A Down Payment For Your House? Bob from Christian Finances asks Is it time to go on a cash diet?

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How to Get Your Free Credit Reports From the Major Credit Bureaus

Savings Corner

Those reports — which previously had been limited to once a year — are permanently available weekly to help consumers manage their finances. Get score change notifications See your free score anytime, get notified when it changes, and build it with personalized insights. It also lets you track progress on building your credit.

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Ways to Build Credit Without Relying Solely on Credit Cards

Prairie Eco-Thrifter

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Also, consumers with the best scores hold a variety of credit accounts – for example, a mortgage, an auto loan and a credit card. Your Score.

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How to Overcome an Addiction Without Breaking the Bank: Key Tips to Follow

Koupon Karen

They consume lives and leave individuals feeling lost. Together, we’ll explore strategies for conquering addiction while being mindful of finances. Building a Support System Without Spending Money A strong support system can play a crucial role in overcoming addiction.

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Stock Market Sectors: 11 Official GICS Groups

Savings Corner

Image source: The Motley Fool Investing in stock sectors At a glance, the 11 GICS stock market sectors are: Energy Materials Industrials Utilities Healthcare Financials Consumer Discretionary Consumer Staples Information Technology Communication Services Real Estate 1. Consumer discretionary 7. Consumer staples 8.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. I grew up in banking and held other finance-related positions during my working years.

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What Is National Financial Literacy Month?

Prairie Eco-Thrifter

Forty-one percent of adults in the United States gave themselves a grade of C, D, or F on their knowledge of personal finance (according to the 2011 Consumer Financial Literacy Survey Final Report of the National Foundation for Credit Counseling).