Family Balance Sheet

DECEMBER 29, 2020

My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. Color in the blocks as you hit your goals.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

OCTOBER 16, 2017

Family Balance Sheet , the website, turns 9 in October 2017, but Family Balance Sheet, the spreadsheet, turns 14. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I added a Net Worth calculation. October is a big month for me. Change #1.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

MARCH 28, 2014

I’m a numbers gal and I love to play around with numbers, so this week as I was preparing our April budget I decided to calculate how much interest we are paying each month with our debt payments. I realized that the total amount of interest we pay each month is 25% of our total debt payments. GRRRRRRRR !

Debt 113

Debt Making Motivation Calculators 113

Savings Corner

DECEMBER 24, 2023

Find your net worth by using our net worth calculator. To calculate your net worth, take inventory of what you own, as well as your outstanding debt. Basically, the formula is: ASSETS minus LIABILITIES equals NET WORTH And by the way, your income is not included in a net worth calculation. What is my net worth?

Calculators 52

Calculators Taxes Debt Consumer 52

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary. What inspired you to become debt free? Where are you from?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. Yep, I found a $20 bill while running on the beach!

April 130

April Money Credit Cards Donation 130

Motherhood Moments

FEBRUARY 16, 2023

Through this generous program, deserving applicants are awarded an opportunity to earn their college degree debt free. KC Scholars has been delivering on their mission of scholars graduating debt free for more than six years. The newest example of the program’s extraordinary offerings lies in the 2023 Traditional Scholarships.

Kansas City 130

Kansas City Kansas Student College 130

Family Balance Sheet

APRIL 2, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I calculate the per-hour rate from my plasma donations to make sure it’s a good use of my time. The post Where we found money in March 2021 appeared first on Family Balance Sheet. Share your findings in the comments.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. What inspired you to get debt free?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

OCTOBER 7, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. This series was written based on my family’s experiences.

Finance 113

Finance Organic Organization Financial Goals 113

Prairie Eco-Thrifter

MAY 15, 2012

There are lots of financial advisors out there who are trained in the art of financial planning , debt reduction and other financial strategies. Calculate Your Retirement Fund The first important thing to do is calculate how much you estimate you are going to need to fund your retirement.

Personal Finance 221

Personal Finance Finance Debt Calculators 221

Family Balance Sheet

OCTOBER 22, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. This series was written based on my family’s experiences.

Finance 127

Finance Emergency Fund Organic Organization 127

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. While high compared to their average of six percent in 2022, that’s significantly lower than other forms of consumer debt. What is a home equity loan?

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

JUNE 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I calculate the per-hour rate from my plasma donations to make sure it’s a good use of my time. The post Where I found EXTRA Money in May 2021 appeared first on Family Balance Sheet. This money equates to about $36.67

Money 130

Money May Donation 2020 130

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Couponing 101

JUNE 25, 2019

Summer is the perfect time to go on a family vacation. Forbes reports that most Americans have gone into debt to pay for a vacation. But given interest rates, accumulating debt just for a fun break probably isn’t worth it. Calculate Large Costs First. But budgeting for your vacation can take a lot out of you.

Vacation 51

Vacation Budgeting Budget Calculators 51

Prairie Eco-Thrifter

NOVEMBER 5, 2012

You must control your debt. You have to be willing to take a few calculated risks. You must persist in living below your means to stay out of debt and save. Each new property adds both debt and income as well as future equity. .” Is having a million dollar net worth an important life goal for you and your family?

Making 229

Making Real Estate Garage Sale Debt 229

Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

Credit 52

Credit January Debt Credit Cards 52

Prairie Eco-Thrifter

FEBRUARY 19, 2013

It’s important to remember that these figures are just guidelines and that every person, family and household is different, with different priorities and needs. Calculating Your Percentages. The chances are you already have a hefty credit card debt you are trying to pay off, so adding to it is only going to make things harder.

Budgeting 222

Budgeting Budget Credit Cards Transportation 222

Prairie Eco-Thrifter

APRIL 24, 2012

Less than half of workers (42 percent) in the United States have tried to calculate how much they need to save for retiremen t (according to the 2011 Retirement Confidence Survey conducted by the Employee Benefit Research Institute). How to Conduct an Effective Family Financial Analysis. Financial Adviser or Discount Broker?

United States 202

United States Personal Finance Economical Finance 202

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. calculator. Calculate the simple math equation: Income – Expenses = X. Join my private Facebook group: Family Budgeters Unite! During that time, I started to budget for everything. lined paper.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

OCTOBER 20, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. This series was written based on my family’s experiences.

Finance 100

Finance Organic Organization Budgeting 100

Family Balance Sheet

OCTOBER 8, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Yesterday’s assignment was to calculate how much money is coming in.

Finance 113

Finance Money Organic Organization 113

Prairie Eco-Thrifter

OCTOBER 15, 2011

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? The return on this strategy is relatively paltry, as this calculator shows! Family Money Values: Who Manages Your Money?

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

MARCH 8, 2017

If you and your spouse or family disagree on saving, spending or investing one party may inadvertently sabotage the efforts of the other. Discuss and agree on financial goals within your family. All require pruning for growth, just as your investments and debts do. Prune down debt to make way for savings to build.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Prairie Eco-Thrifter

DECEMBER 8, 2013

Many well to do families have been counting on this as a way to pass along significant wealth to their next generations. You do the math, but my calculator shows that is $400K a year. Roth IRA contributions are made post tax. Lets say you accumulated a couple of million in your IRA and it is there at the time of your death.

Converse 176

Converse Taxes Grandkids Money 176

Prairie Eco-Thrifter

OCTOBER 4, 2011

The strategies did keep us out of debt however, and instilled in us habits of self-reliance, attitudes of ‘we can do that’ and a measure of life-long thriftiness that we might not otherwise have had. By feeding our family of four at home for 20 years we saved $168,768. I calculated my savings by not doing this at $7,000.

Home and Garden 198

Home and Garden Cars Car Re-use 198

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. It is important to understand as much as you can about how your car insurance rates are calculated and to debunk the popular car insurance myths. How much are you overspending?

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Savings Corner

FEBRUARY 2, 2024

cash back on every purchase, and because it’s in the Chase Freedom family of cards, you may eventually have a variety of upgrade options. You’ll get a card with your name on it that you can use for purchases, but your parent is legally responsible for the debt. You’ll make more progress toward eliminating your debt.

Credit Cards 52

Credit Cards Student Credit College 52

Prairie Eco-Thrifter

JANUARY 19, 2011

Many websites even have competitor calculators so you can see what you would pay somewhere else for the same service. Make a budget and Use it: Sit down with your family and come up with a budget for your essential monthly items as well as the luxuries. Here are some ideas for frugal dates and frugal family fun.

Saving Money 124

Saving Money Money Insurance Bills 124

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. One where you spend time with your family, have great conversations, read and get outside to do things that are fun and healthy. If you calculate your mortgage interest, the cost of insurance and maintenance, buying can be much more expensive than renting.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Savings Corner

APRIL 4, 2024

Allstate life insurance Allstate life insurance can help provide financial security for a variety of needs, including college tuition, taking care of future generations and covering outstanding debts. Age: Rates were calculated by evaluating our base profile with the ages 16-60 (base: 40 years) applied. Power auto claims study.

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52