Prairie Eco-Thrifter

APRIL 25, 2011

Guest Post Author Bio: This guest post was written by Frank Collins, a professional writer specialized in topics related to personal finance, debt relief, credit repair and more. If you are willing to settle your debts on your own, pass through the debt settlement blog for more tips and advice on the topic.

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Debt Debt Free DIY Personal Finance 124

Motherhood Moments

JANUARY 24, 2023

Here at Frugal Focus , we know how important it is for you to find the perfect home, so we have some tips for how you can get a great deal before you sign the dotted line. The lower your credit score, the more you may end up paying monthly. First, check your credit report for potential errors. Remember to be smart along the way.

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Money Home Real Estate Warranties 130

Prairie Eco-Thrifter

NOVEMBER 6, 2013

Credit card rewards programs are no different. Many people today seem to prefer paying by credit card. An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S.

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Credit Card Rewards Credit Cards Credit Rewards 228

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

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Debt Money Emergency Fund Goals 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

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Debt Debt Free Finds Finance 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free?

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Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What inspired you to get debt free?

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Debt Debt Free Finds Goals 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

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Debt Debt Free Finance Finds 100

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

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Debt Credit Cards Credit College Tuition 52

Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? How much house can I afford with a VA loan?

Calculators 52

Calculators Debt Taxes Insurance 52

For the Mommas

DECEMBER 21, 2015

10 Ways to Recover From Christmas Debt. The following tips are meant to help you recover without becoming overwhelmed by your Christmas debt. #1: 1: Accept the Debt. . #1: 1: Accept the Debt. But, do you seriously think there is going to be a time when your Christmas debt is going to seem smaller? 2: Focus on It.

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Debt Christmas Credit Cards Bills 40

Saving Cents With Sense

JANUARY 24, 2012

Then more than a year ago something in me changed after a health scare and I realized that it’s important to pay off debt and save more than ever. I’m currently taking care of my debt one month at a time. However, I know now that paying off debt is more important. Learning to be frugal isn’t going to happen for me overnight.

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Pay Off Debt Debt Credit Cards Frugal Parenting 94

Prairie Eco-Thrifter

AUGUST 6, 2013

With everything that’s going on right now, we can’t really afford to take on that kind of debt obligation. Credit checks might be performed before we can get into an apartment or buy a different home. There are a number of obligations coming up, and we need our credit situation flexible. We might have to move.

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Debt Credit Money At&T 238

Savings Corner

DECEMBER 25, 2023

Many people use the cash from a cash-out refinance to fund large-scale home improvements, education expenses or debt consolidation. Since it’s a refinance, you’ll be dealing with one loan payment per month. In that case, a second mortgage such as a home equity loan or line of credit could be a more appealing option.

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Refinancing Debt Credit Cards College Tuition 52

Family Balance Sheet

MARCH 5, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I had an unexpected surprise hit my credit card in February. Neither my husband nor I have been to Europe so this was a big deal and we were very excited to be able to take our kids on such a trip. Airfare Refund: $2700.

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February Money Airline Flights 257

Family Balance Sheet

DECEMBER 28, 2016

You will learn valuable information from leading personal finance bloggers on topics ranging from budgeting basics, dumping debt, boosting your income, and investing in YOUR future. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles.

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New Year's Debt Personal Finance Real Estate 100

Prairie Eco-Thrifter

JANUARY 18, 2019

Here are some situations that could warrant the need for quick funding: Debts Must Be Settled: For those that care about their credit score, paying off a debt means making sure that each monthly payment is made on time, and in full. Failing to do so could be detrimental to that squeaky-clean credit! Credit Cards.

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Credit Cards Credit Debt Hawaii 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. In reality, they were driven, focused, and S.M.A.R.T.

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Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

SEPTEMBER 16, 2013

This can breed short sightedness as you struggle to deal with your debt. The struggle can lead you to deal with the emotions and difficult times by turning to impulsive spending. They don’t put money aside for their next vacation so they pay for it on credit. Short-sightedness . Wastefulness. Indebtedness.

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Personal Finance Finance Consumerism Debt 222

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). If you achieve it, nothing happens, but if you don’t achieve it, the site will charge your credit card and donate money to a charity whose cause you hate. Consumers with better credit scores have better interest rates. Paying Off Debt. Spending Less.

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Monitors Credit Debt Consumer 40

Family Balance Sheet

JUNE 30, 2015

But once I created our debt freedom plan and outlined the steps we would take to wade through the hardships, I was overcome with relief. The plan allowed us to think beyond the financial struggles we were dealing with at the time and we could envision what our future might look like. Our Financial Goals: Pay off our non-mortgage debt.

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Financial Goals Debt Goals Emergency Fund 100

Prairie Eco-Thrifter

NOVEMBER 2, 2011

The global economic downturn and credit crunch has placed a large number of people under great financial pressure. If you’re seeking a debt consolidation loan for existing debts, try to find a provider that can give you a longer repayment period, which will reduce the amount of your monthly repayments.

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Debt Economical Refinancing Money 183

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Tell us about you and your family.

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Student Debt Debt Free Finds 100

Saving Everyday

APRIL 19, 2012

Request a FREE credit score from CreditSesame – I am usually leery of these types of things but I did the offer the first time I told you about it, and can personally say I needed NO credit card, signed up for NO free trial and easily got mine and my husband’s scores in minutes ~. Do you know your credit score?

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Credit Cards Credit Debt Activism 40

Savings Corner

DECEMBER 25, 2023

Service members or veterans who have completed 90 days of active-duty service or six creditable years in the Selected Reserve or National Guard. Personal details that will influence your rate offers include your: Credit score: Generally speaking, higher scores come with lower rates. Are VA rates lower than conventional?

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Insurance Debt Credit 2003 52

Savings Corner

DECEMBER 25, 2023

on Bethpage Federal Credit Union Bethpage Federal Credit Union 5.0 on Bethpage Federal Credit Union 4.0 on Bethpage Federal Credit Union Bethpage Federal Credit Union 5.0 on Bethpage Federal Credit Union 4.0 Buying a home always means dealing with big numbers. Your loan-to-value ratio.

Calculators 52

Calculators Illinois Credit Debt 52

Saving With Shellie

MARCH 9, 2012

Plus when you link your Roku box to your Amazon account you’ll get a $5 Instant Video credit ! HOT DEAL: Have you seen today's freebie from No More Rack ? Through Sunday (3/11) Amazon is featuring $1.99 Movie Rentals on some great new releases and some popular kid movies. Rise Of The Planet of the Apes. Martha Marcy May Marlene.

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Debt Video Amazon Movies 45

Coupons Do Work

DECEMBER 29, 2016

I think I am speaking for the majority of us, that if they had this app in college, we would have no debt HAHAHA (I am joking by-the-way). Smirnoff Vodka, 750 ml Deal: Buy 1 Smirnoff Vodka, 750 ml $10.97, normal price. Ibotta Credit, $2.00 Checkout 51 Credit, $2.00 BevRAGE Credit and $4.00 Ibotta Credit, $3.00

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Cheap College Walmart Credit 100

Prairie Eco-Thrifter

MAY 27, 2012

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. Always pay more than the minimum on credit cards, even if just a few dollars; this will save you money in interest.

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Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? What kind of debt was it?

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Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

JULY 30, 2021

If you have mounted debts and need a way to cope, you may be interested in knowing more about debt consolidation loans. Designed to help individuals with paying off multiple credit accounts, these loans can provide peace of mind and a quicker, easier way of making full repayments. What Is A Debt Consolidation Loan?

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Debt Credit Cards Money Credit 100

The Frugal Girl

FEBRUARY 18, 2024

Besides dealing with my sudden unemployment when my oldest child was a toddler, I was hoping to figure out a way to extend my time at home with him. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. helping out 7.

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Kids and Family Home and Garden Money Frugal 182

Family Balance Sheet

FEBRUARY 19, 2022

Implement our Debt Freedom Plan. Once we came to an agreement that paying off our non-mortgage debt was a priority, I put the plan into action. Create our family’s financial goals and Debt Freedom Plan. Manage long-term savings, such as retirement, college savings. I also manage the finances of our business.

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Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

FEBRUARY 18, 2011

Beating Broke tells us how we can improve our credit score by adding positive information. When you spend little of the credit you have, creditors look favourable on your because it tells them you are responsible. Sustainable Life Blog shares with us tips on how to repair our credit. Reducing Debt. How about you?

February 113

February Debt Finance Personal Finance 113

Saving With Shellie

DECEMBER 12, 2011

Get a free download of Dumping Debt by Dave Ramsey and learn how to get on track for 2012. This is audio lesson will teach you about Dave’s Debt Snowball Method and how to start the process of living debt free. We did two of the steps out of order and we still use our credit cards (responsibly).

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Living Debt Free Debt Audio Debt Free 75

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. Keep in mind that these are not the only good options in each category.

Credit Cards 52

Credit Cards Credit December Airline 52

Savings Corner

DECEMBER 24, 2023

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. The higher your credit score, the lower the interest rate you will be eligible for — which means that lower scores equate to more expensive mortgages.

Real Estate 52

Real Estate Buy Buying Credit 52