Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. 20′s Finances: Hiring a Property Manager: What it Offers You Real Estate Investments can be time consuming.

October 200

October 2011 Finance Personal Finance 200

Savings Corner

APRIL 4, 2024

The credit union doesn’t offer every type of mortgage, however, and doesn’t work with borrowers in Texas. Bank scores high for affordability due to offering many types of homebuying assistance and discounts for banking customers. Jumbo loans are for higher-priced homes that exceed Federal Housing Finance Agency borrowing limits.

April 40

April Bank Banking Credit 40

Savings Corner

APRIL 4, 2024

Other lenders offer so-called “no closing cost” refinances that allow you to finance these fees with the new loan instead of paying them upfront. Bank 620 for conventional loans, 740 for jumbo loans 4.8 PenFed Credit Union 650 for conventional loans, 700 for jumbo loans, 620 for FHA loans 4.7 Citizens Bank 620 for conventional loans 4.5

Refinancing 40

Refinancing Bank Banking Credit 40

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

2. Work on your Credit. It sounds strange but working on your credit rating now will give you a lot of benefits in the long-run. Think of it this way, the next time you need to borrow money, whether it’s for a personal loan, a mortgage, or a car finance loan; you’ll be able to achieve a lower rate on your interest.

Bills 113

Bills Money Bank Banking 113

Prairie Eco-Thrifter

DECEMBER 30, 2012

.” In my experience this type of haggling will work 70% off the time. You can’t be timid to make this work; you have to stand strong, speak up, and tell the manager exactly what you want. This works really well in clothing stores, as well as home improvement warehouses like The Home Depot and Lowe’s.

Haggle 211

Haggle Haggling Bargain Home Depot 211

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. Our goal is to give you the best advice to help you make smart personal finance decisions.

Insurance 52

Insurance Florida 2002 Home 52

Family Balance Sheet

SEPTEMBER 9, 2014

Your money stays yours, so you can make it work for you. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. When’s our debt free date now that I sent in that $1000 from that extra work? We asked for raises, did work on the side, got better jobs, I started a business, etc.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

SEPTEMBER 17, 2013

If you apply for discounts. There are a whole bunch of discounts available based on a wide array of variables. A clean record, regular premium payments, no claims bonuses, loyalty bonuses and even relatively safer professions can mean more discounts, so explore these options. If you refrain from ‘pimping your ride.

Insurance 200

Insurance Cars Car Life Insurance 200

The Frugal Girl

FEBRUARY 18, 2024

After I became a mother, finances became much more complicated. I ended up switching to shopping sales, using discounts/bonuses, and planning ahead. It worked, but only created about 1/3 of a new stick! About allergies: I am in awe that you manage to work around so many conflicting allergies!

Kids and Family 185

Kids and Family Home and Garden Money Frugal 185

Savings Corner

DECEMBER 25, 2023

How do mortgage rates work? Sample rates also sometimes include discount points , which are optional fees borrowers can pay to lower the interest rate. Including discount points will make a lender’s rates appear lower. (Homeowners insurance may be included, or the homeowner may pay the insurer directly.)

Re-use 52

Re-use Economy Homeowner Insurance Insurance 52

Savings Corner

APRIL 4, 2024

Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. You could refinance with your current lender or work with a different one. You could refinance with your current lender or work with a different one. How does refinancing work? What is refinancing?

Refinancing 52

Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

NOVEMBER 4, 2011

But you are a super busy parent, with work, continuing education, business travel, your kid’s other activities, church and the myriad of other things that demand your time and attention. Explain how the checkout process works, point out the employees in the store and talk about what they do. Food Related. At the grocery store.

Money 187

Money Parenting Kids and Family Gasoline 187

Discount Coder UK

FEBRUARY 19, 2014

Pensions have been in the news again this week, with traditional ways of saving for retirement slammed as not working. Finance pensions' ” Reuters.

Finance 56

Finance Work Used Saving 56

Discount Coder UK

SEPTEMBER 9, 2013

There’s no way I could do it, pinning hard-working people down when they’re trying to make a living, reducing their profit to next to nothing or nothing. Finance barter bartering' But the way the experts barter with shop owners makes me wince. It’s embarrassing. If I was an antique shop owner I.

Art 53

Art Finance Work Shopping 53

Prairie Eco-Thrifter

JANUARY 31, 2013

I don’t think I am any less busy; I am still working two jobs and I have had board meetings almost every night, but I seem to be doing ok. This weekend I have blocked off some time for fun which is a great feeling as most of my life these days has been all work and no play. Hey Everyone. Happy Friday.

Fridays 165

Fridays San Francisco Baltimore Cheer 165

Discount Coder UK

FEBRUARY 10, 2014

It’s a common issue, and Knuckley provides a suite of simple yet clever solutions to work through with your other half. Finance Conscious Spending for Couples' The 320 page book.

Finance 45

Finance Simple Work 45

Prairie Eco-Thrifter

AUGUST 2, 2011

Not many – but by planning ahead now you might find ways to lessen the expenses you will face next month and use the annual experience as a teachable moment in your child’s personal finance education. Partake in federal work-study programs. Involve Your Child in Planning and Budgeting. using what they already have.

College 192

College Money Personal Finance Student 192

Prairie Eco-Thrifter

DECEMBER 20, 2012

Discount Vacation Sites. The big names in discount travel sites come to mind when hopeful vacationers begin their cost search. Even if you can get off of work for a week, your kids still have school, soccer games, musical theater tryouts, and friends they couldn’t possibly stay away from for more than two days. Here’s how.

Vacation 202

Vacation Travel Insurance Airfare 202

Discount Coder UK

SEPTEMBER 25, 2013

I spent fifteen years working in insurance direct marketing which, loosely translated, means I sent out millions of pieces of direct mail to people. Finance insurance p2p peer to peer peercover' Lovely job. As a result I know exactly how much people dislike insurance and how little they enjoy buying it!

Insurance 45

Insurance Finance Work Buy 45

The Frugal Girl

MARCH 4, 2024

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school. He diligently maintained our car and our house, doing all the work himself.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Savings Corner

DECEMBER 27, 2023

down payment 3% New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois. down payment 3% New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois. Not sure about the interest rate?

Calculators 52

Calculators Property Taxes Insurance Illinois 52

Prairie Eco-Thrifter

MAY 21, 2012

While it’s certainly not the same as having the tangible items in my hands or experiencing the thrill of being at a dream vacation destination, I’ve found that the simple act of pinning what I like gives me the motivation to work harder , earn more and save more in order to potentially have these things in the future.

Money 188

Money DIY Saving Money Saving 188

Family Balance Sheet

APRIL 20, 2015

Finances … build a budget that works. Working from Home … hone your talents, live your passions and earn money to help your family. … And then we all worked together to make these resources the most affordable possible. After that, the shopping cart closes and the deeply discounted price is gone. The result?

Kids and Family 100

Kids and Family Library Health and Beauty Audio 100

Prairie Eco-Thrifter

FEBRUARY 11, 2011

The Canadian Personal Finance Blog shares with us 10 lists he hopes none of us follow when it comes to our money management. Canadian Dream shares with us the stages of personal finance. DINKS Finance talks about financial survival of the fittest. I find the discounts great for date night activities. Managing Money.

February 113

February Finance Personal Finance Money 113

Prairie Eco-Thrifter

JULY 20, 2011

Guest Post Author Bio: David Bakke enjoys living frugally in Atlanta and frequently shares his best financial tips and experiences on Money Crashers , an online resource ranked as one of the top personal finance blogs online. I started by cutting grocery expenses, and then expanded to lowering monthly bills and reducing insurance fees.

Frugal 174

Frugal Personal Finance Frugal Life Money 174

Prairie Eco-Thrifter

MAY 27, 2012

Difficulty meeting basic family needs Counting on tax returns or pay increases to ease your financial situation Lying about spending or anything else to do with finances. I also find scheduling payments either online or with a teller at your bank works great at avoiding late fees and added interest. So, how did you do?

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

For the Mommas

MARCH 8, 2013

Discount Magazines for 3/8/13. Redbook is a contemporary magazine for working mothers who care about life and the world we live in. Each issue explores social issues, parenting, marriage, and finances. Each issue explores social issues, parenting, marriage, and finances. per year (37% off)! per year (82% off)!

Magazines 45

Magazines Furnishings Home and Garden Outdoors 45

Prairie Eco-Thrifter

JUNE 28, 2011

Because you are purchasing 8 units, you will most likely receive a greater discount per unit than if you would have only purchased one. Using my finance calculator, I found that your mortgage payment would be $1,824 per month. Your property may not always be 100% rented, but it can easily be 75% rented. Typical Rental Dollars.

Real Estate 180

Real Estate Rent Debt Calculators 180

For the Mommas

MAY 23, 2015

Crocs: Shop the Crocs Memorial Day Sale thru 5/25 and get discount up to 25% Off Sitewide. Bath & Body Works : Save Up to 50% on Select Items during the Beach Bash Sale! + Signature Collection Body Care – Buy 3, Get 3 Free! Aeropostale: Get FREE Shipping across all items! Plus get EXTRA 50% Off On clearance deals.

Memorial Day 40

Memorial Day Sale Bath and Body Works Laptops 40

Prairie Eco-Thrifter

JANUARY 19, 2011

Since we work so hard for our money, does it not make sense to care for it as best as we can? For example, if you are shopping for clothes , look for off season discount sales where you can get good clothes at a cheap price. It is important to know how to manage our money effectively so that we can max out it’s possibilities.

Saving Money 124

Saving Money Money Insurance Bills 124

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Building a college finance fund takes dedication and consistency. Use coupons, children eat free specials, and discounted restaurant gift certificates to save on meals. Making the first coffee of the day at home and taking it to work in an insulated cup can easily save three to four dollars a day. Eating Out.

College 100

College Budgeting Budget Friends And Family Sale 100

The Frugal Girl

FEBRUARY 5, 2024

My mother was loving and worked so hard to provide for us, but it was frequently a struggle to get food, keep heat on, and other necessities. It has been amazing for our finances and my mental health. Luckily, there are now so many free books, podcasts, and other resources to learn about how to handle finances 16.

Virginia 185

Virginia Kids and Family Library Frugal 185

For the Mommas

MAY 22, 2012

In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense. The key is to figuring out what works and not discounting the value of finding a couple dollars here and a couple dollars there!

Craigslist 78

Craigslist West Virginia Bank Banking 78

Family Balance Sheet

DECEMBER 10, 2014

After nearly a decade of working my way up the career ladder, I quit my small business accounting job to start my blog, Careful Cents. My husband is a personal chef, so he travels a lot for work and moves around the country to learn new styles of cooking. I took on extra work outside of my full-time accounting job.

Debt 227

Debt Debt Free Financial Goals Goals 227

Nicoles Nickels

SEPTEMBER 14, 2012

FREE Subscription to Working Mother. FREE 2 year subscription to Kiplingers personal finance. Want to be the first to know about big sales and deep discounts? You have to pick them up in store. FREE K-PAX Energy Sample. FREE Lifestyles Ultra Sensitive Condom Samples. FREE Subscription to ESPN the Magazine.

Paul Mitchell 45

Paul Mitchell Freebies Fridays Martha Stewart 45

Nicoles Nickels

SEPTEMBER 7, 2012

FREE Subscription to Working Mother. FREE 2 year subscription to Kiplingers personal finance. Want to be the first to know about big sales and deep discounts? You have to pick them up in store. FREE K-PAX Energy Sample. FREE Lifestyles Ultra Sensitive Condom Samples. FREE Subscription to ESPN the Magazine.

Paul Mitchell 45

Paul Mitchell Freebies Fridays Martha Stewart 45

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. Our goal is to give you the best advice to help you make smart personal finance decisions.

Insurance 52

Insurance Life Insurance Cars Car 52