Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. It was during this rather taxing weekend that I was reminded of how great a loving family can be. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? It has gone on for generations. What do you think?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

APRIL 9, 2021

Our personal finances are so interwoven with our small business finances that we view them as one. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. At times the plan felt intimidating, but it also changed the direction of our finances.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. Munger so aptly puts it, learning how to save money fast is an education in and of itself. You need to know where the money is going before you can plan on how to plug the holes and use your income better. ” – T.T.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

APRIL 3, 2014

If you’ve been hit with some unexpected bills, create a payment plan and start building an emergency fund for future occasions. Thinking negative, self-deprecating thoughts won’t help your situation or improve your finances. Money Tips'

Emergency Fund 218

Emergency Fund Debt Bills Money 218

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Everything changed.

Debt 130

Debt Emergency Fund 2007 2020 130

Prairie Eco-Thrifter

JULY 10, 2014

In fact, if you identify your values, and use them to direct your finances, you are more likely to stick with a spending plan and feel better about your financial situation at the same time. Money is automatically deposited into the retirement and emergency fund accounts, as well as to my son’s 529. must be paid.

Budgeting 218

Budgeting Budget Work Making 218

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

View his latest articles on the University of Phoenix Birmingham and how to obtain a graphic design degree here. However, the problem is that most people do not know how. Are you having a hard time controlling your finances? rise up during emergencies or unexpected occurrences. How to Conduct a Financial Analysis.

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

JANUARY 22, 2012

I read a lot of finance blogs. You might say I’m a finance blog junkie. I’m half expecting all my friends and family to show up at my house and have an intervention, in an attempt to get my love of finance blogs under control. And, I can explain how to do it in just a short blog post. Like, a lot.

Finance 187

Finance Emergency Fund Re-use Simple 187

Prairie Eco-Thrifter

JUNE 30, 2014

Despite our intertwined lives financially, we hadn’t combined finances up until recently. I have never liked the principle of an allowance (it seems too child/parent and not like something a couple who is working together on their finances would partake in), but it may make the most sense. Money Tips'

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Family Balance Sheet

AUGUST 11, 2016

I hear people say, “how am I supposed to save for retirement AND raise my kids, save for their college, AND still enjoy the present moment?” But for our own safety net, we must make our finances a priority. It’s hard to change and improve your finances if you have no idea where you currently stand. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JANUARY 10, 2013

Working to build your emergency fund? Confused about how much you should save and how you should go about saving it? Read up on emergency fund basics at Money Smart Guides. Figuring out a budget and how to meet those goals? PET Archives: How to make your own clothes. Finalizing your 2013 goals?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. Advantages of Saving Despite Debts Building an Emergency Fund Building an emergency savings fund is the top reason to make saving a priority over paying down debt. This means you earn more than if you were to source for funds from a third party.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

JULY 16, 2014

When it comes to emergencies, it’s not so much a question of if, but rather, when. So build up the emergency fund now, so that the when doesn’t catch you before you’re ready for it. Emergency or otherwise, unexpected expenses arise all the time. They can come in the form of a health scare a home repair or otherwise.

Emergency Fund 174

Emergency Fund Insurance Recession Unemployment 174

Family Balance Sheet

FEBRUARY 2, 2017

I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. We have found after 16+ years of marriage that if we do not communicate regularly about our finances, we tend to over-spend, argue, make assumptions, and become complacent.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

MAY 21, 2013

If you don’t have an emergency fund in order to make at least the approximate payment of your anticipated mortgage and expenses, you are not ready to make the leap into home ownership. Furthermore, not everyone wants or knows how to maintain a property. Money Tips'

Home 186

Home Emergency Fund Buy Buying 186

Prairie Eco-Thrifter

JANUARY 30, 2013

Make sure that you understand escape routes from the house, and that you drill family members on how to get clear of the house, and where to meet. Know how to turn these items off, and show children who are old enough to help how to turn off the water and gas. You can augment with other emergency sources as well.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. A budget helps you track your finances so you know exactly where you are and whether you’re on track.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

AUGUST 10, 2014

Insurance helps you manage your finances. After all, one hospital visit could push your finances over the edge. Life insurance can provide you peace of mind when you are concerned about your family, and what is likely to happen to the finances later. ” The same is true of a car. Money Tips'

Insurance 193

Insurance Life Insurance Health Insurance United States 193

Family Balance Sheet

MAY 21, 2021

After reading Dave Ramsey’s book, The Total Money Makeover , I realized that we were spreading ourselves too thin and our finances were not as great as I thought they were. Your assignment: Read How To Create your Own Debt Freedom Plan and get started on it today! 2 – Create your Debt Freedom Plan.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. How is it possible that a couple making $200K don’t know where $60K is going every year?

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

DECEMBER 6, 2012

The good news is if you are diligent in putting money away, you will likely never have to panic when a financial emergency arises. How To Save. Now that you know how to save, let’s take a look at how to put the savings away. Take personal finances, for example; too many people over-think their finances, with.

Bank 265

Bank Banking Money Saving 265

Savings Corner

DECEMBER 25, 2023

How to determine how much car you can afford To set a budget for your vehicle, start by deciding what you can comfortably pay each month. Specifically, weigh buying in cash — and possibly eating into or wiping out your emergency fund — versus making affordable payments over time. Can you afford the car you want?

Cars 52

Cars Car Insurance Calculators 52

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

JULY 28, 2014

How to Start. Just as a gardener tends to his or her garden and makes adjustments in water levels, sun exposure, etc when a plant is struggling or when unexpected weather hits; money hobbyists like myself cultivate our finances in much the same way. I wonder what would happen if more people adopted the money hobby.

Hobby 189

Hobby Money Making Goals 189

Prairie Eco-Thrifter

MAY 25, 2014

I wasn’t doing anything wrong back then; my family lived within our means, we had an emergency fund, and we were saving for retirement and our son’s college costs. Often, as I review my finances, I ask myself this question: “What will my future self say about this?” How have your money practices evolved?

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Savings Corner

DECEMBER 24, 2023

How to use a debt consolidation calculator to control your debt It is easy to get overwhelmed with debt, but debt consolidation offers a solution. If you borrow from savings, you may be left without an emergency fund to cover unexpected expenses in the future. But it may not be the best choice.

Debt 52

Debt Calculators Credit Cards Credit 52

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want an emergency fund. My spending plan is fairly easy to stick to. First, it involves automation. Our spending plan works because we prioritize.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

MAY 27, 2012

Difficulty meeting basic family needs Counting on tax returns or pay increases to ease your financial situation Lying about spending or anything else to do with finances. So, how did you do? Also include an emergency fund and contributions to a retirement account, even if just small amounts at first.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

FEBRUARY 4, 2014

So we re-jiggered our finances so that we only spend on things that we really enjoy, and that are really important to us. This means that after we take care of retirement and emergency fund contributions, and after everything else is taken care of, we have enough to do what we like. I like travel. We both like to eat out.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Family Balance Sheet

JULY 20, 2011

While I have no desire to replace any of them right now, I also don't want our finances to be thrown for a loop when something does decide to take a trip to appliance heaven. I don't want to drain the emergency fund, which could easily happen when the AC needs replaced. We certainly don't want to go into debt either.

Appliances 138

Appliances Washer and Dryer Emergency Fund Warranties 138

Prairie Eco-Thrifter

JUNE 4, 2013

Timing Matters in Finances. The reason for having these measures is to prevent me from having to constantly fiddle with some of my automatic transfers to my emergency fund, retirement account, and quarterly estimated tax fund. And that can make a difference. Is Automatic Bill Pay Right for You? Money Tips'

Emergency Fund 243

Emergency Fund Money Bills Credit Cards 243

Prairie Eco-Thrifter

MARCH 23, 2015

Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Educate yourself and your family in personal finance concepts. Consider not only the financial aspects, but the life enjoyment aspects as well. Life really is a journey that you only travel once.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Prairie Eco-Thrifter

JUNE 9, 2013

If, like me, you find that there never seems to be enough time to get everything done, consider how you conduct your day. Do you procrastinate over how to get started and end up not starting at all? If your finances cause you stress, take action immediately. So, how do you manage your stress?

Making 202

Making Emergency Fund Work Finance 202

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. A diversified mutual fund is an excellent way to achieve a diversified portfolio.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Family Balance Sheet

FEBRUARY 4, 2015

I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. Here’s a tutorial for how to use the Debt Snowball Calculator to get out of debt faster. How often do you and your spouse discuss your finances/budget/spending?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JUNE 8, 2018

A budget might not change your circumstances, especially if the problem is income, but a budget will help prioritize the funds that are available. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage.

Budgeting 133

Budgeting Budget Financial Goals Goals 133