Family Balance Sheet

MARCH 19, 2014

Using Dave Ramsey’s 7 baby steps, we created our Debt Freedom Plan. Our personal finances are so interwoven with our small business finances that they must be seen as one. I’m sharing our plan with you because the direction of our finances has changed. Unfortunately they’re not cheap.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

MAY 25, 2014

My rewards credit cards were feeble, and I didn’t have a plan for using them. If I could go back to myself 7 or 8 years ago, I’d say, “Hey, you’re doing pretty well, and you’re not being stupid with your money. But you’re not being as smart or effective with your money as you could be.”

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Prairie Eco-Thrifter

JANUARY 22, 2012

I read a lot of finance blogs. You might say I’m a finance blog junkie. I’m half expecting all my friends and family to show up at my house and have an intervention, in an attempt to get my love of finance blogs under control. Let’s start with mutual funds. Exchange Traded Funds. Like, a lot.

Finance 187

Finance Emergency Fund Re-use Simple 187

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. I want to use up all my holidays from work, as well as going on some random weekend road trips. And whatever you do, don’t finance it. Buy Assets Instead.

Travel 226

Travel Debt Finance Emergency Fund 226

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. You will learn exactly what settings, plugins, and themes he uses. Do you review your finances monthly?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

MAY 21, 2021

Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. After reading Dave Ramsey’s book, The Total Money Makeover , I realized that we were spreading ourselves too thin and our finances were not as great as I thought they were. 2 – Create your Debt Freedom Plan.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Family Balance Sheet

SEPTEMBER 9, 2014

We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. ” You can do a lot of things if they’re super important to you.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

FEBRUARY 4, 2014

When I was younger, I used to think that a higher income was the solution to most of my financial issues. So we re-jiggered our finances so that we only spend on things that we really enjoy, and that are really important to us. However, this isn’t always the case. I like travel. We both like to eat out.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

MAY 27, 2012

10 Reasons Why You’re Broke If you always seem to have more month than cash, then it’s time to look at why. See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

JUNE 8, 2018

A budget might not change your circumstances, especially if the problem is income, but a budget will help prioritize the funds that are available. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. lined paper.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

OCTOBER 24, 2013

Buying a home can provide a safe, stable, and personal space that your family can use as a haven. Adding another debt obligation while you are already struggling with high-interest consumer debt, can burden your finances. An emergency fund? We realized it would cost us about $10,000 out of pocket to make it happen.

Buy 217

Buy Buying Debt Emergency Fund 217

Savings Corner

DECEMBER 25, 2023

You use a loan to pay the rest of the purchase price over time. You may have heard that you need to make a 20% down payment on a home, but that’s really just the threshold many lenders use for requiring mortgage insurance on a conventional loan. Its home equity line of credit can be used for an owner-occupied or second home.

Insurance 52

Insurance Home Refinancing Money 52

Family Balance Sheet

JUNE 22, 2020

Financially speaking, he focuses on building the business and I focus on managing our home and finances. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. We’re STILL here! In 2020, we still use and are thankful for Medi-share.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

AUGUST 11, 2014

Use this to develop a budget & determine where you will cut back. (If I was spending the same on groceries as my mortgage because we’re grain free sugar free & there were way too many quick stops at the store on the way home, while hungry). (I Use cash system with envelopes for your over spending areas.

Debt Free 235

Debt Free Debt Mom Goals 235

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. But, with each of the above, you lose the use of that money and often have little chance of even getting it back, let alone making it grow.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

FEBRUARY 2, 2017

The good news is that it is possible for the rest of us to be successful too. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. They’re still working on developing their goals for 2017.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Tell us about you and your family. We committed to using a cash budget, and we talked daily at.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We used (and currently still follow) Dave Ramsey’s Baby Steps. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending?

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

MAY 6, 2016

Much of the information in it is basic personal finance guidance (with a biblical twist). Digging into this formula investment technique (which is similar to dollar cost averaging), led me to the re-discovery of multiple other types of formulas and techniques which are supposed to help us make our money grow.

401K 100

401K Money Emergency Fund Goals 100