Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. So we just give up on trying to control expenditure and saving. The more complicated your finances are, the harder it all seems. Plus you’ll be amazed at how your savings add up!

Simple 221

Simple Finance Budgeting Budget 221

Family Balance Sheet

OCTOBER 15, 2021

Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. We want to assist them in financing their college years and we needed to make some progress.

College 130

College Used 2020 Saving 130

Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? With a better credit score rating, you have access to better financing options, which, in turn, can help you take advantage of future investment opportunities. Additionally, I have a checking account and a savings account with the same bank.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

As the time passed, I was able to figure out ways to save more money and stay on top of my finances. Extra Income Goes Into Savings. I put $25 per paycheck into my savings account every second Friday. If you sold something, for instance, on Craigslist for $30, put that into your savings right away.

Building 225

Building Emergency Fund Money Savings Account 225

Prairie Eco-Thrifter

APRIL 25, 2011

The key is to invest the time to teach your kids the right ways to manage their finances. Teach them actionable methods and strategies that will help them learn all of the ropes of personal finance. This is the money that is left over and can be used to fund their savings accounts. Give them control of their money.

Bills 174

Bills Finance Budget Budgeting 174

Penny Pinchin' Mom

MARCH 11, 2024

I set up a standing order from my checking account to my savings on the first of every month, still at $600. So, whenever I banked my check at the end of the month, $600 automatically disappeared from my savings account. Start Using Cash This is a wonderful way to save money. Believe me! See what I did there?

Saving Money 52

Saving Money Money Saving Credit Cards 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

How much of that do you have saved up as we speak? The simple truth is that not many people have enough money saved up to buy a car. That’s why a vast majority of us go the financing route. Narrow Down a Price Range If you are going to save money , you need to have a target savings goal in mind that you can work toward.

Car 52

Car Cars Bank Banking 52

Prairie Eco-Thrifter

MAY 26, 2016

Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Trepidation about having the grand-kids open a savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

The Frugal Girl

DECEMBER 11, 2023

Within reason, we like to give our kids a nice Christmas with presents they enjoy. I would probably add it to our savings account for house projects. Since I was already interested in money, this really stuck with me and I began saving money at an early age. This especially was very important to my husband growing up.

Money 191

Money Kids and Family Frugal Parenting 191

Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. What gives? If you are confused about whether you should pay off debt or save, you are not alone, although everyone’s financial situation is different. A lower debt balance saves you money in the form of interest while saving gives you control over your investments.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

DECEMBER 6, 2012

It is challenging to save, and it does take diligence. You have to refrain from giving into your temptations to withdraw the money, otherwise it will never add up. If you are hard pressed to find ways to save money, here are some ideas to help get you started. Saving money is essential. Automatic Deposit. There are.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

If you’re struggling to save because you’re always tempted to spend all of your money when you receive your wages each month, setting up an automatic transaction that moves some of your income into your savings account when you get paid will help to reduce this problem. 2. Work on your Credit.

Bills 113

Bills Money Bank Banking 113

Family Balance Sheet

APRIL 6, 2015

When you’re informed, you’ll be able to make better decisions when it comes to tax-advantaged investments, like retirement, health savings accounts, and educational savings accounts. Give to Charity; Slash Your Tax Payment. When You Should Save in a Taxable Account. and SO much more.

Taxes 100

Taxes Education Re-use Tools 100

Prairie Eco-Thrifter

OCTOBER 7, 2014

When it comes to you finances, are you doing okay, but know you could be doing better? Lots of little changes can add up to big results, like a fatter savings account, more contributions to retirement funds , the means to do really cool stuff and just greater peace of mind. See a Budget as an Ally. Get Specific with Goals.

Money 113

Money Goals Budgeting Budget 113

Family Balance Sheet

MARCH 17, 2017

At the end of 2016, our finances were affected in such a dramatic way by health insurance that my husband and I made a very deliberate decision to leave the traditional model for a very non-traditional and somewhat unknown option: health cost sharing ministry. They sold property and possessions to give to anyone who had need.

Health Insurance 164

Health Insurance Insurance Health Bills 164

Savings Corner

DECEMBER 25, 2023

Investing in the financial markets might sound like one of the scariest parts of managing your finances, but it’s also potentially the most rewarding. A savings account just won’t build wealth. Balance long-term and short-term investments Your time frame can change which types of accounts are most effective for you.

Taxes 52

Taxes Growing Money College Tuition 52

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. The Skilled Investor , Editor.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

JUNE 4, 2015

I manage the finances for our business and our family and by August 2013, I felt the weight of the situation. We must start saving for retirement again , we need to start college saving accounts, and it would be nice to take the kids to Disney while they’re still princess fans.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

FEBRUARY 22, 2011

Three to six months living expenses used to be what the personal finance experts recommended, but in today's environment, maybe six months to a year is more prudent. In 2007, we used about 6 months worth of living expenses and our savings came very close to drying up, so saving one year's worth of living expenses might be more wise for us.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. you’d like to add to give the reader an idea about your personality. Where are you from?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

DECEMBER 25, 2023

Either way, a passive income gives you extra security. And if you’re worried about being able to save enough of your earnings to meet your retirement goals , building wealth through passive income is a strategy that might appeal to you, too. You just give the work upfront.” You won’t even have to leave your house to make money.

Money 52

Money Making Real Estate Rent 52

Prairie Eco-Thrifter

FEBRUARY 3, 2016

While my spouse and I were in the throes of child rearing we didn’t think much about providing an intentional or structured set of lessons around personal finance. Encourage them to save at least part of their earnings and make deposits to their savings account. Do not enable dependent behavior.

Work 100

Work Kids Bank Banking 100

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Prairie Eco-Thrifter

JUNE 11, 2012

Keeping some investments into retirement gives you the security of knowing you still have a nest egg to fall back on. If you keep some investments, you can use the earnings for day-today spending, while keeping your principle intact to continue to work for you. This would apply to both the growth strategy and the income strategy.

Taxes 187

Taxes Goals Advantage 401K 187