Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. Home equity loan: What is it?

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Home Work Debt Credit 52

Koupon Karen

FEBRUARY 2, 2024

Your home’s roof is more than just a shelter from the rain and sun; it’s an integral element of your home’s overall structure and aesthetic. Recognizing the signs that your roof needs a makeover is key to ensuring your home remains safe, efficient, and visually appealing.

Renovation 52

Renovation Bills Home Repairs 52

Prairie Eco-Thrifter

SEPTEMBER 22, 2014

How do we decide if we should sell our home or stay put? What bothers you about your current home? Do you love your home, but hate the neighborhood? How will moving to a new home benefit you? Selling a home is no easy task. What if your current home doesn’t sell? What would convince you to stay?

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Home Taxes Real Estate Landlord 165

Savings Corner

DECEMBER 25, 2023

Get home insurance quotes in minutes Answer a few questions to see custom quotes and find the right policy for you. How much is home insurance in your state? Hover over your state on the map below to see the average home insurance cost. Here are annual and monthly average home insurance costs by state. Other structures.

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Homeowner Insurance Insurance December Credit 52

Nicoles Nickels

MAY 31, 2013

I know air filters aren’t something a lot of us think about regularly and may even be a “husband” chore in most of our homes but when Filtrete sent me their Odor Reduction filter to try out my interest was piqued! These Odor Reduction Filtrete filters are a great way to keep your home smelling perfect.

Air Conditioners 58

Air Conditioners Florida Home Depot Home Repair 58

Prairie Eco-Thrifter

APRIL 29, 2013

Maybe your old one broke down and you’ve had it with the pricey repairs. How To Improve Your Vehicle’s Gas Mileage And Save… Should You Invest In Renovations Or Purchase A New Home? So you are in the market for a new car. Maybe you’re buying your first car and need some guidance. Money Tips'

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New Cars Cars Car Gas Mileage 185

Prairie Eco-Thrifter

APRIL 3, 2013

Although Mom didn’t sew much (she did mend), she made sure I took Home Ec in high school. Time saved alone is worth the small effort you expend in learning how to make these repairs. Home decorating is another area where it may be possible to sew your own cheaper than buying. Clothing is cheap, sewing is not. To decorate.

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Sewing Sewing Machines Machines Saving Money 201

Koupon Karen

JANUARY 15, 2024

Embarking on a home remodeling project can seem daunting, especially when considering the potential costs. However, with a careful approach and thoughtful planning, you can effectively remodel your home without breaking the bank. It could become a game room, a home theater, a workout space, or even an extra bedroom.

Saving Money 52

Saving Money Money Home Renovation 52

Family Balance Sheet

OCTOBER 18, 2019

To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. 1 – Save a starter Home Emergency Fund. 3 – Cash flow necessary business expenses and renovations. We’ve been in our home since September 2001. DONE – 6/1/2014. DONE 2015.

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Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

MAY 6, 2020

But in August 2013 , our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages: our home and our business. I was an avid reader of Dave Ramsey’s books for years and we even took his home study course, but we still ended up in this position.

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Debt Emergency Fund 2007 2020 130

Savings Corner

DECEMBER 25, 2023

Buying a home means you also need to buy something else: homeowners insurance. And while it may not be your biggest expense, how much you pay for insurance will affect your home ownership costs. The national average cost of home insurance is $1,820 a year, according to NerdWallet’s most recent rate analysis.

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Insurance Calculators Homeowner Insurance December 40

Family Balance Sheet

JUNE 22, 2020

Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. Financially speaking, he focuses on building the business and I focus on managing our home and finances.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Savings Corner

DECEMBER 25, 2023

Coming up with enough cash for a down payment to buy a house can be the single biggest roadblock for prospective home buyers. A down payment is the cash you pay upfront to make a large purchase, such as a home. A 10% down payment on a $350,000 home would be $35,000. But how much of a down payment do you really need?

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Insurance Home Refinancing Money 52

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. If you’re facing a large unexpected expense like a car repair or an air conditioner replacement in your home, personal loans can get you needed funds fast.

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Debt Credit Cards Credit Home Improvement 52

Savings Corner

DECEMBER 25, 2023

This is a decision with many moving parts, and things change: Your down payment savings grow, you consider moving to a cheaper or more expensive area, you’re curious what happens if you spend less on a home, or more. It takes into account typical spending on home renovations and maintenance. Is renting always cheaper?

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Rent Calculators Property Taxes Buy 52

Saving Cents With Sense

JUNE 20, 2013

Whether you are considering selling your home in the near future or you have no specific plans to sell and move but know that your home is your biggest asset and you want to build it, there are a number of steps you should take to add value to it. Make sure you are choosing the right model for your home, though.

Home Improvement 55

Home Improvement Money Saving Home Money 55

Family Balance Sheet

JUNE 8, 2018

I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs. Keep reading and let me show you my favorite way to budget.

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Budgeting Budget Financial Goals Goals 133