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How to Save Electricity While You’re Working at Home

Prairie Eco-Thrifter

It’s not novel news that working from home has become quite the norm these days. labour force now work from home full-time! Many people are starting to like this new normal , however, there is an issue that people working from home are beginning to face every month. The point is to work smart, not long.

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Financial Lessons for Kids that Actually Worked

Prairie Eco-Thrifter

Here are a few that worked for us. If they never get to manage the money they save, it is meaningless. Point out how compound interest is making savings grow. When your child shows an interest in math (and yes they probably will at some point!), Some of the financial lessons we tried only worked halfway.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

I set up a standing order from my checking account to my savings on the first of every month, still at $600. So, whenever I banked my check at the end of the month, $600 automatically disappeared from my savings account. Start Using Cash This is a wonderful way to save money. Believe me! See what I did there?

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The Age Old Question: Should You Pay Off Debt or Save?

Penny Pinchin' Mom

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. From a personal point of view, I much prefer living debt free.

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5 Books with Insights that Changed the Way I Think About Money

Prairie Eco-Thrifter

Save money in a bank account (or perhaps a company retirement plan). Work at said job for 30 or 40 years. Retire and work no more. I first started changing the way I think about things when I realized that I didn’t want to work at a 9-5 job. Since then, I’ve changed my outlook a little bit.

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How to Make Millions with Passive Income

Prairie Eco-Thrifter

Some believe that it’s just a pipe dream, while others have the mindset that passive income is evil in nature because you do not have to work for your income later in life. I often hear the phrase, “I believe in making an honest dollar”, which basically translates into, “I think you’re scheming to get rich without working for it.”.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

I had issues with my finances (I almost went bankrupt at some point) until I decided to educate myself. They already have savings accounts that they don’t know about. I send in $50 every month to each of their accounts. I’m not talking about becoming a CPA or a Wall Street guru.