Prairie Eco-Thrifter

FEBRUARY 6, 2013

Millions of Americans and Canadians are experiencing what the emptiness feels like…the emptiness of their savings accounts, the emptiness of their wallets, and the emptiness of their kitchen cupboards. Can you really save money making your own stuff? Saving money and saving time has never been easier.

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Grocery Groceries Bills Used 252

Prairie Eco-Thrifter

JUNE 11, 2014

Sub accounts can help you break it out more effectively. One of the biggest issues with saving money is that it’s hard to get the best yield when you keep the money in a high-yield savings account. These accounts are generally no such thing, and you run the risk of losing, in real terms, to inflation.

Goals 208

Goals Emergency Fund Used Vacation 208

The Frugal Girl

DECEMBER 11, 2023

Last year, to make a little extra cash, I started boarding dogs through Rover, and I am about to start a very very part time job using my RN license for a home care company. I appreciate that she doesn’t sugarcoat things or present a perfect image, but shares real life with us. How did you get interested in saving money?

Money 190

Money Kids and Family Frugal Parenting 190

The Frugal Girl

MARCH 4, 2024

Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.)

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

With just one emergency such as a car breaking down or, in the US, a medical bill, many could be in a very precarious position. I know how hard it is to start saving. As the time passed, I was able to figure out ways to save more money and stay on top of my finances. Extra Income Goes Into Savings.

Building 225

Building Emergency Fund Money Savings Account 225

Prairie Eco-Thrifter

DECEMBER 6, 2012

We have all heard that age old adage “save your pennies for a rainy day,” but many of us never do it. Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. It is challenging to save, and it does take diligence.

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Bank Banking Money Saving 265

Penny Pinchin' Mom

FEBRUARY 16, 2024

Needless to say, a vast majority of Americans don’t own luxury vehicles, but that’s not to say that these people own broken-down used cars. How much of that do you have saved up as we speak? If you do choose to go for the pre-owned option, you will be saving yourself a bit of money! What is your dream car?

Car 52

Car Cars Bank Banking 52

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I send in $50 every month to each of their accounts.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

MAY 15, 2013

I view each month’s bill – whether it be from the water company, the electric utility, or the natural gas provider – as a way to gauge how well I am doing in my efforts to both conserve energy and save money. Did I use less power than last month? How much money do I get to keep in my bank account this month?

Bills 202

Bills Conserving Energy DVD Players Toaster Ovens 202

Family Balance Sheet

OCTOBER 14, 2014

I like to keep my budgets separate, since Christmas is so much larger than the rest of the year, but you can use one spreadsheet for everything if you’d like. If possible, set the money aside in a separate savings account earmarked specifically for gift spending. Do you save money every month for your gift spending?

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Finance Giving Organic Organization 100

Family Balance Sheet

MAY 31, 2016

Is an unexpected expense threatening your bank account? Or maybe you’re trying to build your emergency savings account, or save for a vehicle? There is one place to look for extra money that maybe you haven’t considered–your groceries. Day 9: Use Grocery Apps. Day 19: Save Money on Meat.

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Grocery Spending Grocery Groceries Budgeting 100

Prairie Eco-Thrifter

JANUARY 19, 2015

Would you like to end 2015 with a bigger bank account than you currently have? Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Take advantage of free money.

Money 100

Money 2015 Emergency Fund Bills 100

Family Balance Sheet

JANUARY 11, 2019

Save $10k in a savings account, specifically earmarked for medical expenses. We discussed everything with the attorney over the phone, she then sent us drafts for us to review, and once the final copy was complete, we printed copies and had them notarized. It was routine for us. 1 – DONE!!

Financial Goals 100

Financial Goals Goals 2019 Health Insurance 100

Coupons Do Work

OCTOBER 3, 2016

When it comes to saving money and banking, we are always looking for the best bank ; and what can save you money and what bank gives you money :). You can earn an additional $50 by pairing the checking account with a new Essential Savings account and depositing $5,000 or more within 2 weeks of account opening.

Bank 100

Bank Banking 2016 Bank of America 100

Family Balance Sheet

JANUARY 31, 2020

We each eat a half of potato for dinner and then I have 2-4 baked potatoes left over to use in other ways during the week, such as mashed or in quesadillas. Shred the chicken and use immediately or freeze. ALSO, I also strained the liquid that was left in the slow cooker to use in recipes. Cook Once, Eat Many Times!

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January Frugal Green And Frugal Homemade 130

Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? So, while it may feel like you are spending a good chunk of money initially (which you are), it will pay off in the long run when you choose to purchase essentials in bulk at a discount instead of buying them each week from a regular store at a higher price for less.

Money 52

Money Insurance Debt Bulk 52

freestuff.tv

MAY 18, 2011

Yet, despite knowing this, most Americans love to hate a budget and lack the basic money management skill that can help them get back their pending accounts in control. You can even use an online budget planner that is an online tool to ensure creating the best budget according to your financial needs.

Budget 130

Budget Budgeting Debt Debt Free 130

Saving Cents With Sense

JANUARY 1, 2014

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. Pay yourself first with a savings account.

2014 88

2014 Saving Bills Emergency Fund 88

Savings Corner

DECEMBER 24, 2023

How to use a debt consolidation calculator to control your debt It is easy to get overwhelmed with debt, but debt consolidation offers a solution. Home equity loans or lines of credit As a homeowner, you can use the equity in your home to consolidate your debt. If you fail to repay the loan, you could lose your house to foreclosure.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

JANUARY 25, 2013

I found half of the money from our spare change jar that is on my desk. I'm using a savings account that was used previously for another goal. By our next meeting on February 25, your first assingment is to open up a designated savings account specifically for your Christmas savings.

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Christmas Club Goals Budget 127

Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. Before I took up my Financial Reboot journey, I was more focused on growing my savings accounts as opposed to paying off debt first.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

AUGUST 28, 2013

At the beginning of August, I was $100 short from June when we used some of our Christmas savings for gifts that were needed that month. My goal during the pantry challenge was to shop our freezer and pantry to put together my weekly menus instead of only using the Sunday sales flyers. Thanks for reading.

August 100

August Club Christmas Goals 100

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. 2 – Decide where to put the money. Remember this account is specifically for your emergency fund. Related Reading: How to Save Money on Groceries.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

AUGUST 19, 2012

Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. Keep just 1 or 2 cards for occasional use; leave them at home when you go shopping so you aren’t tempted to impulse buy. You’ll save money in interest and reduce your liability if times get tough. I would love to hear.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JUNE 22, 2014

Mom was a teacher by trade and she taught me some of her money-isms. Here are money tips from my Greatest Generation Era Mom. Mom used to get so frustrated with me when I ran around with less than $5 on me. Saving up to buy what I want has turned out to be fun – the anticipation is a large part of the enjoyment.

Money 217

Money Mom Credit Cards Bank 217

Prairie Eco-Thrifter

MARCH 4, 2014

When I was growing up, my ideas about money were limited. Save money in a bank account (or perhaps a company retirement plan). While I had already left the rat race by the time I read this book, it opened my eyes to the fact that much of the advice we get from gurus isn’t designed to help us get ahead now.

Money 237

Money Property Taxes United States 2007 237

Saving Cents With Sense

JANUARY 3, 2017

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Be a savvy spender by using coupons. Clean with Baking Soda to Save Money.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Cents With Sense

JANUARY 1, 2015

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Be a savvy spender by using coupons. Clean with Baking Soda to Save Money.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

OCTOBER 25, 2019

I had amassed $70 and thought it was a perfect addition to our Christmas account. In April, we received a small tax refund and I put $100 of our refund into our Christmas Savings account. In May, I made money from a yard sale and put $50 towards our Christmas savings. It was a pretty easy month to find the cash.

2019 100

2019 October Club Christmas 100

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. Setting up sinking funds and using them are two separate things, though. Bank Your Savings.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Family Balance Sheet

JANUARY 25, 2019

Did you use cash or put your purchases on a credit card? It’s so easy to get caught up in all of the bargains that stores throw at us in November and December. On the 25th of each month, we will be meeting here (via a post) to discuss whether we hit our savings goal for the month. Did you over spend?

2019 100

2019 Club Christmas 2018 100

Saving Cents With Sense

JANUARY 24, 2012

She shares her own money saving journey with you to hopefully help inspire some that are just starting on that path. Let’s be honest, saving money for me has always been a struggle. You never know when you’ll need money in your savings account for a health emergency or if you were to lose your job.

Pay Off Debt 94

Pay Off Debt Debt Credit Cards Frugal Parenting 94

Family Balance Sheet

JANUARY 11, 2011

Since we use credit cards for almost all of our purchases, we are paying the bills now for our Christmas presents. And even though we have the money to pay the bills off completely, I am still a bit queasy as I push the send button on my online bill payer. Does it make you cringe to even think about Christmas?

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Christmas 2011 Bills Credit Cards 138

Family Balance Sheet

JUNE 25, 2011

Did you pay cash or use a credit card to buy gifts? If you used a credit card, when did you pay it off? We usually use a credit card to buy our Christmas gifts and then pay the balance off in January. It was a great strategy that first month, but I haven't been diligent enough to transfer the money to our savings account.

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Christmas Credit Cards January Budgeting 157

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. Save for a camper upgrade.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Prairie Eco-Thrifter

NOVEMBER 25, 2012

Saving means that you deposit a sum of money, which you can generally add to over time, into an account with a bank, credit union, savings and loan or other financial institution. The bank uses your money for lending and pays you a pre-determined interest rate for that privilege. Save or invest?

Money 189

Money Debt Refinancing Credit Cards 189

Prairie Eco-Thrifter

JANUARY 24, 2012

Here are a few tips on saving money while doing renovations. When I redid ours, I used that spray meant to re enamel tubs to re-finish the vanity tops. Talk to people you know to find who they may have used for their work. Join a local real estate investor’s club and attend some meetings to see who these guys use.

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Renovation Home Real Estate Re-use 189