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My Personal Goals for 2018

Family Balance Sheet

2017 was a great year, but for some reason I did not create personal goals for myself last January. Everyone who rocks goals talks about accountability, so this year I’m sharing a few top personal goals that I made for myself and I’ll update you throughout the year on my progress. These are just my personal goals.

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5 Steps to Crush Debt in 2016 + FREE Debt Payoff Goal Tracker

Family Balance Sheet

We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. We need to find/earn even more money each month to throw at the debt to make our goal by December 31, 2016. Calculate how much debt you have by using my free Family Balance Sheet.

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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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How We Frugal-ed in June 2023

Family Balance Sheet

My goal has always been to live well on less while achieving our big financial goals. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then. Frugal living is not about deprivation. Ask and ye shall receive!

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So You’ve Maxed Out Your Emergency Fund – Now What?

Prairie Eco-Thrifter

Personal financiers will frequently advise that you have an emergency fund of 3-6 months of expenses in your bank account at all times. Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . Re-Training.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? Again, you’re not alone with this problem. Find yours and use it to make extra cash. It will help you achieve your financial goals faster.

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Current Mortgage Rates: Compare today’s rates | NerdWallet

Savings Corner

Instead, they use a mortgage, which is a loan to buy a home. Principal is the original amount of money you borrowed while interest is what you’re being charged to borrow the money. If you seem like a safe bet to a lender, you’re more likely to be offered a lower interest rate. How you’re using the home.

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