Prairie Eco-Thrifter

APRIL 13, 2011

Do you have items in your house that you never use? This impulse spending will prevent you from saving for the important things like a house, a new car, a vacation or retirement. Lastly, set some financial goals. Where do you want to be financially in the next year, 5 years, and 10 years? Yes or No. Yes or No.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) From start to finish it took us a very long time — I would guess 10 years. Then my husband decided to pay off his car. We also went through multiple job losses, surgeries, huge car repairs, etc.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JANUARY 15, 2013

And, of course, the wedding, the house, the clothes, the car, and other trappings are all indications of how much money they have. Neither of these men is what most of us would call “poor.” In my mind, being rich doesn’t even have to do with a specific amount of money, or a type of car, or big house.

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

FEBRUARY 4, 2015

We also continued using debit and credit cards (paid in full multiple times per month) for the convenience of tracking our expenses online. Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast. After we got out of debt, we did pay cash for a used car.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

It goes: 50% of your salary should go to your expenses and needs 30% should go towards what you want (a new car, a vacation, and all that) 20% should go towards your savings plan So, using this rule, 20% of everything you earn should go toward savings. Use In-Network ATMs Did you know that you could be losing as much as $5.00

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. If you use the formula: INCOME–EXPENSES = SAVINGS , then you are bound to find yourself with a ‘financial cavity’. Set Financial Goals. Get Out of Debt.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

APRIL 30, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. Right now, we are actively looking for a new-to-us vehicle to replace the almost 14 year old car that my husband currently drives.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We agreed that credit card debt wasn’t very smart, but a car loan? We used Dave Ramsey’s debt snowball method. |

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

SEPTEMBER 20, 2016

Renting, not having super nice furniture or cars, having mismatched dishes and bedding. Here I was, leaning against his $20,000 truck, while my $15,000 car is sitting in the drive way of our $150,000 house, and through all this our 8 month old son was sleeping in his $400 crib, and I didn’t have $20 bucks of my own money to get gas.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Savings Corner

DECEMBER 24, 2023

Portions of this article were drafted using an in-house natural language generation platform. A personal loan is money borrowed from a lender that can be used for nearly any purpose. Consolidate debt: You can use a personal loan to consolidate expensive debt, such as credit card debt.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

NOVEMBER 5, 2014

The debt consisted of my student loans and a car loan. I went through Dave Ramsey’s Financial Peace University when I was 18 years old. We made the habit of now needing or spending the money we put toward debt and now we use that to put toward our emergency fund, vacations, and a down payment on a house.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Prairie Eco-Thrifter

JULY 31, 2014

Was it the time you were able to save up and pay for something, or the time the re-possessor came around and took that car back? Surviving a negative experience and enduring through or perhaps even overcoming it shows us that we are made of more than we ever dreamed, that we can do and be more than we thought. Challenge yourself.

Debt 167

Debt College Student Money 167

Family Balance Sheet

JUNE 16, 2015

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. It took us about 2 years to do it. There were several things that led to us finally deciding we had enough. But I would say the breaking point came in June of 2011 when I was in a car wreck. What are your financial goals now?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

APRIL 1, 2021

Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. How would you pay for an unexpected car repair? Do you take your car to a car wash?

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JULY 22, 2015

It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt! I cancelled my gym membership because I rarely used it. We combined our auto insurance policies since we had just got married which saved us a good chunk of money.

Debt 100

Debt Debt Free Finance Finds 100

Prairie Eco-Thrifter

JANUARY 10, 2017

With interest rates so low, why not spend now, using debt, instead of waiting for inflation and higher interest rates to kick in and raise the price of goods and services. Why shouldn’t we take that overseas vacation, buy that luxury condo at the lake, get new clothes every change of season, have that spiffy new car?

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Family Balance Sheet

OCTOBER 9, 2014

It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. Fixed categories are things like your mortgage/rent, insurance premiums, and car payments.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

JULY 2, 2015

However, with my husband being an architect and an overall really handy guy, we decided that fixing up the house and selling it could give us enough profit to at least pay off a big chunk of our debt. It took us two years of my husband working full-time at his job and then using every other second to work on the house.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Many of us have just celebrated Canada Day or Independance Day; a holiday where we celebrate our freedoms. Control Your Cash from Control Your Cash boldly says Your Smart Car Isn’t Saving the World.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

FEBRUARY 16, 2016

Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. How would you pay for an unexpected car repair? Do you take your car to a car wash?

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

AUGUST 5, 2015

10K in car payments, $35K in credit card debt. We saved any that we could from my husbands checks, we sold things from around the house on craigslist and ultimately we started taking everything we earned from our photography business which was a normal part of income for us and used it all on debt. How much debt did you pay off?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JANUARY 20, 2017

It took us four years, but we paid off over $80,000 of debt! medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. burden for us at first were the medical bills. out and it gave us the momentum we needed to focus on all of our other. We are debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JULY 13, 2016

Farrah would say “lets buy new couches” or “I want the car payment done by October”. Drew would figure out the numbers and shuffle things around and brainstorm ways to make the money or sell something to get the goal accomplished. Drew was the “spender” and used to buy tech toys, gadgets, etc. What are your financial goals now?

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

DECEMBER 10, 2014

After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. My car was parked right outside, so it was hit with several of the bullets. I knew then, that no matter what it took, I had to dig myself out of this financial situation and move. What kind of debt was it?

Debt 227

Debt Debt Free Financial Goals Goals 227

Savings Corner

APRIL 4, 2024

Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. A single inquiry can shave up to five points off your score.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

SEPTEMBER 29, 2016

We also had four credit cards, two lines of credit, and a car loan. We used (and currently still follow) Dave Ramsey’s Baby Steps. What are your financial goals now? After that, we’ll be saving up and paying cash for a “new to us” car as both of our vehicles are getting up there in mileage.

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

MAY 10, 2012

” Jason presents Why We Didn’t Sell Our Car on Craigslist posted at Work Save Live , saying, “Last week I detailed why we considered buying a car through CarMax, and I wanted to do a follow-up on a service of theirs that we actually used. Income MMD presents What Did You Learn From Working as a Teenager?

Money 113

Money May 2012 Debt 113

Family Balance Sheet

APRIL 12, 2016

Tell us about yourself. I am used to moving a lot! I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. Re-examine and shop around for car insurance every so often – I saved $1200 this past year for the same coverage. I no longer use credit cards – only debit cards or cash.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

He discusses income beneficiaries, remainder beneficiaries and provides and example of the use of a dynasty trust. Funancials: Lesser Known Credit Card Perks – Most people are aware of the advantages to using a credit card. Fat Guy, Skinny Wallet: What We Did With Our Old Car – With The Help Of A Poor Deer!

November 188

November 2011 Personal Finance Finance 188

Savings Corner

APRIL 4, 2024

We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Allstate car insurance In our Allstate insurance review, Allstate car insurance received a Bankrate Score of 3.9 annual auto insurance premium for full coverage: $2,630 Avg.

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

The Frugal Girl

MARCH 4, 2024

Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school. He diligently maintained our car and our house, doing all the work himself.

Green And Frugal 179

Green And Frugal Kids and Family Hotel Frugal 179

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. In 2020, we still use and are thankful for Medi-share. We drive older cars.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Penny Pinchin' Mom

FEBRUARY 16, 2024

Set personal and financial goals for your savings. You could be saving for a vacation, a new car, or your kid’s Harvard education (yes, be specific with the school; find out how much tuition is and save towards that specific figure). And if they don’t, you can use it as part of your retirement fund!

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

JANUARY 7, 2015

Set Monthly Money Goals. Do a review of your finances this month to set monthly financial goals for yourself and your family. Monthly goals are better than yearly goals, because a month is a short enough time that you will actually stick to them. Question every single expense: do you really use the service?

Goals 100

Goals Financial Goals New Year's Budgeting 100

Savings Corner

DECEMBER 25, 2023

It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. For example, language teachers and stock-picking advice may use this model.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

MAY 27, 2015

110,000 was our mortgage and $8,000 was my car. It took us 33 months to pay it off! The first week after our Honeymoon, Ryan paid off the remaining debt on my car. He does not do car payments. Two catalysts that helped set us up to pay it off quickly: 1. I rarely use coupons. How long did it take you?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

FEBRUARY 3, 2016

We paid off $7,665 worth of credit cards, school loans and a car loan. I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. We followed a budget and switched to using cash, which helped us stay on track with the budget. What are your financial goals now?

Debt 100

Debt Debt Free College Finds 100