Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. Update our Debt Freedom Plan to reflect lessons learned during this crisis.

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. Yep, I found a $20 bill while running on the beach!

April 130

April Money Credit Cards Donation 130

The Frugal Girl

FEBRUARY 18, 2024

After I became a mother, finances became much more complicated. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. The same goes for things like clothes. I have given up on second hand kids’ clothing. helping out 7.

Kids and Family 185

Kids and Family Home and Garden Money Frugal 185

Family Balance Sheet

OCTOBER 9, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. I’ve found new or gently worn name brand clothing, snow gear, shoes, household stuff, and books.

Budgeting 100

Budgeting Budget Finance Organic 100

Prairie Eco-Thrifter

FEBRUARY 14, 2013

There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re struggling to stay afloat with your finances, Grayson at Debt Roundup highlights how the first step to recovery is to admit you don’t have a budget. Should you line dry your clothes?

Debt 171

Debt Fridays Finance Re-use 171

Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. In addition a couple fantastic personal finance books are also up for grabs. Bonus Prize Yes there is a bonus.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. How much debt did you pay off?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

JANUARY 10, 2013

If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. Are you a current student or someone who’s currently paying off student loan debt? PET Archives: How to make your own clothes.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

JULY 30, 2012

If you can choose to develop a more positive attitude about your finances, you’ll find it easier to make a few small changes in your saving and spending. This means accommodation, food, utility bills, basic clothing and health care. See how simple finances are when you have that budget…….and Eliminate Debt Everyone has debts.

Debt 202

Debt Budgeting Budget Finance 202

Prairie Eco-Thrifter

JANUARY 15, 2013

They have enough money to qualify for the debt required to meet their ideas of how their lives should look. I’m going to write that again: They have enough money to qualify for the debt required to meet their ideas of how their lives should look. Their so-called wealth is actually debt. ” They make good money.

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. In my house, it's me.

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. ” Managing Debt.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. We lived our lives as if the money was never ending and we truly believed we were immune to ever having to worry about our finances. It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget.

Debt 100

Debt Finds Debt Free Television 100

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

OCTOBER 8, 2012

Use that gift card combined with sales to buy some new clothes to give to a needy family. While you may feel that you don’t have anything to donate to a charity, you can use free programs such as Swagbucks or Huggies to donate things like clothing, toys and diapers. You can use your Swagbucks for charity in a variety of ways.

Giving 235

Giving Money Swagbucks Donation 235

Prairie Eco-Thrifter

MARCH 26, 2014

One of the fundamental principles of savvy finances is understanding the difference between needs and wants. TVs, cable, Internet service, certain clothes, particular foods, and even some social activities. However, the problem comes when your propensity to spend on luxuries leads to debt.

Phones 229

Phones Cable Internet Debt Skype 229

Prairie Eco-Thrifter

MARCH 14, 2011

posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. FMF presents Five Retro Rules to Save Money posted at Free Money Finance , saying, “These tips from the past can save us all some big bucks.&#.

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

JANUARY 28, 2011

How to Save Money shares with us how we can keep our finances safe when buying items online. We personally use Quicken and we find it works great for reviewing our finances. Sustainable Personal Finance tells us how they make healthy lunches from home and save. Reducing Debt. What did you do? Managing Money. Going Frugal.

January 124

January 2010 Personal Finance Finance 124

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

Managing your finances gets a lot more complex and time consuming. You don’t have to contend with deciding which bill to pay or how to avoid a debt collector’s call or trying to keep the landlord off your back. Would I have enough to house, feed and clothe them? A fulfilled life, to me, is a life of accomplishment.

Money 247

Money Grandchildren Thrifty Job Loss 247

Prairie Eco-Thrifter

AUGUST 26, 2012

You can make it fun for you kids by running a household scavenger hunt in which you reward you children for finding household items to donate, such as clothes, toys, books, old appliances, and canned goods. Stress the importance of saving and staying away from debt.

Thrifty 189

Thrifty Recycle Recycled Recycling 189

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

MAY 21, 2012

As with most popular sites on the web, Pinterest has become a channel for online retailers, so if I were to purchase everything that I liked exactly at the price I find it, it’s safe to say that I’d quickly be broke or worse, back in credit card debt. Are you a fan of Pinterest? Has it helped you save money?

Money 188

Money DIY Saving Money Saving 188

Prairie Eco-Thrifter

JANUARY 10, 2017

’ While there is some macro economic sense in consumer spending causing an impact on the country’s growth, it doesn’t necessarily play well at the individual consumer finance level. During the long 7 years since the crisis, many people lost jobs and houses. Even today, many are still unemployed or underemployed.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Prairie Eco-Thrifter

JANUARY 19, 2011

For example, if you are shopping for clothes , look for off season discount sales where you can get good clothes at a cheap price. The internet works great for things like insurance management, loan and finance management, as well as goods for the home. Watch for sales: Don’t ever buy items at full price.

Saving Money 124

Saving Money Money Insurance Bills 124

The Frugal Girl

MARCH 4, 2024

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. My mom cut coupons and sewed her own clothes and mine, as well. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation.

Green And Frugal 179

Green And Frugal Kids and Family Hotel Frugal 179

Family Balance Sheet

OCTOBER 20, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. By the end of the month, my goal is to help you have a detailed financial plan for your family. entertainment. car service.

Finance 100

Finance Organic Organization Budgeting 100

Family Balance Sheet

OCTOBER 8, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. By the end of the month, my goal is to help you have a detailed financial plan for your family. entertainment. car service.

Finance 113

Finance Money Organic Organization 113

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense. each month for this year!).

Craigslist 78

Craigslist West Virginia Bank Banking 78

The Frugal Girl

FEBRUARY 5, 2024

It has been amazing for our finances and my mental health. The weight of debt can be so heavy mentally in addition to the direct effects of it. Luckily, there are now so many free books, podcasts, and other resources to learn about how to handle finances 16. What’s your best frugal win?

Virginia 184

Virginia Kids and Family Library Frugal 184

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. The more complicated your finances are, the harder it all seems. Simple finances work for you rather than against you, so it’s a win-win. We often seem to complicate things, don’t we?

Simple 221

Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

MAY 8, 2011

I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips from my fellow personal finance bloggers, I am going to share with you six ways you can clean up your finances this season. I did this yeas ago when I was in debt and it made paying off the debt a reality.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

FEBRUARY 9, 2012

Instead of investing your money in education or your 401K, your money goes to clothes, gadgets, big screen TV’s or alcohol. If you make $50,000 a year after taxes and spend $60,000 a year, your finances are going backward. Sure you know you are in debt over your head. Not pretend our finances are fine. If so, why?

Money 203

Money Debt Finance Credit Cards 203

The Frugal Girl

NOVEMBER 13, 2023

I don’t want to feel like I’m wasting all the gifts I’ve been given, including my finances. I use my hands WAY too much for nail polish to last more than a day, and I vastly prefer a kind of “uniform” over having to make decisions about my clothes every single morning (that sounds exhausting!).

Kids and Family 191

Kids and Family Parenting Cars Car 191

Prairie Eco-Thrifter

JANUARY 14, 2012

After that, while you all primed and interested in personal finance, continue and read the awesome articles that were written across the web this week regarding personal finance and enhancing your lifestyle. Finance Fox : Reasons to Buy a Car in January – After the Holidays! Take a moment to watch them.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JULY 25, 2013

She writes How Newlyweds Mess Up Their Finances to show just how important it is to have this crucial conversation with your mate. LaTisha’s post about How to Travel for Less as a Young Adult at Young Finances highlights how you can save big with online travel discount sites like Groupon’s new Getaways section.

Fridays 169

Fridays Finance College Debt Free 169

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. How much debt did you pay off? What kind of debt was it? How much debt did you pay off?

Credit Cards 100

Credit Cards Debt Debt Free Student 100