Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. That was me, at any rate.

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Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. LaTisha is a nationally recognized, millennial personal finance expert. See a course, but you can’t make the time slot?

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New Year's Debt Personal Finance Real Estate 100

Motherhood Moments

JANUARY 18, 2023

For the study of over 1,000 individuals, conducted with cooperation from YouGov and data analytics firm Gradient , respondents were given 57 priorities for K-12 education and ranked them using a conjoint analysis that forces them into tradeoff scenarios and avoids the distorting effects of social influence.

Education 100

Education Student College Parenting 100

Motherhood Moments

JUNE 26, 2023

adults saying they will take some sort of road trip this summer, the personal-finance website WalletHub today released its report on 2023’s Best & Worst States for Summer Road Trips , along with expert commentary. Of course, camping is always a good value if you have the right equipment. With nearly 80% of U.S.

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Travel North Carolina Delaware Connecticut 130

Savings Corner

DECEMBER 24, 2023

Many franchises will require certain personal qualifications in order to consider you as a franchisee. These can include your personal finances, such as net worth, available capital and credit score, as well as industry and management experience. A popular type of financing for those opening franchises is equipment financing.

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Real Estate Buy Buying Finance 52

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Our personal finances obviously require attention all year long. Of course, there are some tasks that are dictated by others, such as when we must pay taxes or submit certain information to government entities. Clean out and organize paper files for personal finances. Update our marriage timeline document.

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Personal Finance Finance Financial Goals Life Insurance 100

Prairie Eco-Thrifter

AUGUST 13, 2012

Each year I try to help my kids teach their kids about personal finance. We have a week long Grandma Money Camp during which we have activities, games, books, movies and lessons about things related to personal finance. Of course, you can add all kinds of stuff to it to decorate it.

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Giving Used Crafts Craft 188

Prairie Eco-Thrifter

OCTOBER 24, 2012

Even though your freelancing business is likely going to be just you, your still going to want to separate your personal and business finances. Also, it will allow you to more easily track your businesses finances, as well as your own personal finances. Also make sure you have a solid resume built up.

Personal Finance 188

Personal Finance Finance Work Insurance 188

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. ” I hear you. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Our personal finances are so interwoven with our small business finances that we view them as one. At times the plan felt intimidating, but it also changed the direction of our finances. A guiding light!

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Debt Emergency Fund 2019 Debt Free 130

Penny Pinchin' Mom

FEBRUARY 16, 2024

Needless to say, a vast majority of Americans don’t own luxury vehicles, but that’s not to say that these people own broken-down used cars. That’s why a vast majority of us go the financing route. Use Cash Every time you use your credit card, you are paying interest on that purchase.

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Cars Car Bank Banking 52

Prairie Eco-Thrifter

FEBRUARY 22, 2012

Did you used to smoke? I personally can’t stand smoking. These days there are drugs to help you quit but many people prefer to use a natural method that doesn’t involve medication. Take a quit smoking course. There are many education courses that are designed to help smokers quit for good.

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Education Personal Finance Fitness Work 186

Prairie Eco-Thrifter

APRIL 13, 2014

Agree on the values and expectations you want your children to have in the area of personal finance and consistently teach and enforce those between the two of you (and clue in any significant others in your family such as aunts, uncles, grandparents and etc). Sometimes that is not the best course of action. Money is a tool.

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Kids Money Parenting Kids and Family 219

Prairie Eco-Thrifter

MARCH 28, 2013

Even though you take your kids to the grocery store or Walmart every week, using it as a learning ‘tour’ with a narrative designed and presented by you will open their wee little eyes to new information! Showing your child first hand how currency and coins are produced can generate lots of discussion about money and finances.

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Kids and Family Money Kansas City Kids 222

Prairie Eco-Thrifter

JANUARY 28, 2011

In order to do this I need to take a few courses at our local university. So in an effort to make things a bit more manageable, I have decided to cancel my course for next month. How to Save Money shares with us how we can keep our finances safe when buying items online. The goal was to be certified by summer.

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January 2010 Personal Finance Finance 124

Prairie Eco-Thrifter

DECEMBER 6, 2012

It can be tempting, once you have saved a few dollars using the methods above to want to go out and spend the money elsewhere. Over the course of a year, it is possible to save up a couple of hundred dollars, just by saving your change! Take personal finances, for example; too many people over-think their finances, with.

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Bank Banking Money Saving 265

Family Balance Sheet

MARCH 19, 2014

Last year, my husband and I took Dave Ramsey’s online Financial Peace University course. Using Dave Ramsey’s 7 baby steps, we created our Debt Freedom Plan. Our personal finances are so interwoven with our small business finances that they must be seen as one. But we needed a plan.

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Debt Money Emergency Fund Goals 100

Family Balance Sheet

MARCH 13, 2013

Anyway, following the advice of personal finance bloggers everywhere, I immediately called the company to understand why our bill increased by so much and negotiate a new price. And in the process, my husband point blank asked me, "who calls us on the land line?" Honestly, we are using our iPhones for everything.

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Cable Internet Bills Personal Finance Bravo 113

Savings Corner

DECEMBER 27, 2023

By using these guidelines to standardize how you track and interpret accounting data, you can accurately compare financials from different time periods and gain a clear understanding of your business’s health. Whichever you use, it’s important to understand the basics — even if you have small-business accounting software.

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Software Personal Finance Credit March 52

Prairie Eco-Thrifter

DECEMBER 30, 2012

To assume otherwise is going to cost you a lot of money over the course of your lifetime. I always use the example of big ticket items like furniture and electronics. There definitely is a science to haggling and choosing the right words to use. Have you ever used any of these haggling techniques?

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Haggle Haggling Bargain Home Depot 211

Prairie Eco-Thrifter

JUNE 30, 2011

If you would like to join us in our fight against cancer, you can make a donation by clicking here. Personal Finance. Crystal shares with us the financial implications she encountered when she took her pet pugs to the vet. Suba tells us why you should not use your 401K. We also compost and we love it.

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Compost Composting Donation 401K 124

Prairie Eco-Thrifter

JULY 20, 2011

Guest Post Author Bio: David Bakke enjoys living frugally in Atlanta and frequently shares his best financial tips and experiences on Money Crashers , an online resource ranked as one of the top personal finance blogs online. I spent a lot of time scouring the newspapers and seldom yielded any coupons that I could use.

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Frugal Personal Finance Frugal Life Money 174

Prairie Eco-Thrifter

FEBRUARY 3, 2016

With so many things that we parents have to teach our children, from using the potty to being a good and decent citizen, it’s no wonder that financial lessons sometimes get pushed aside in favor of more immediate needs in raising our kids. Here are a few that worked for us. Of course we misused those cards!

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Work Kids Bank Banking 100

Prairie Eco-Thrifter

AUGUST 20, 2012

Over my many years of environmental and personal finance writing, one of the most common things I get asked for is tips on how to save money on groceries. Let’s take a look at some of the tips I use here at my house. Doing so can save you a ton of money while also ensuring you only buy the amount you can use before it goes bad.

Saving Money 189

Saving Money Money Groceries Grocery 189

Fashion Without Guilt

MAY 3, 2010

Sharpmail : Send that annoying coworker, or beautiful woman you have been admiring an anonymous email or text message using this service. Use its video call function to help ease your distance restraints. Fax Zero : You can have your own fax number , and be able to send faxes to others for free using this service!

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Skype College Frugal Television 63

Prairie Eco-Thrifter

JANUARY 31, 2017

Not all of these events are mutually exclusive, of course, but they certainly caused a sharp decrease in business confidence and left a staggering £2.2 Friends, Family and Personal Financing. This can be negated by using your own capital, however, or by partnering with like-minded friends and family members.

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Growing Economical Economy 2017 100

Prairie Eco-Thrifter

FEBRUARY 23, 2012

Attention, personal finance readers and gurus! Most financial literacy courses and parents in the know believe that teaching the difference between something you need and something you want is key in being able to control spending and thrive financially. A lot of times, she didn’t use grocery money either.

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Plumbing Grandmother Food and Drink Gasoline 227

Prairie Eco-Thrifter

AUGUST 4, 2016

I was not required to use it to buy things I needed, things that Mom and Dad would have otherwise bought. Explain and demonstrate to them that it is to be used to make their small purchases, small saving and some gifting – instead of asking you to make those purchases or give those gifts. Don’t be tempted to bail the out.

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Making Budgeting Budget Kids and Family 100

Prairie Eco-Thrifter

FEBRUARY 15, 2012

The majority of us slave away each day for 8-12 hours performing task after task we’re not extremely passionate about. For most of us, it’s either reading or writing about personal finance and/or self-improvement. Using this advice has gotten me increased responsibilities and (more importantly) raises in salary.

Personal Finance 188

Personal Finance Money Work Finance 188

Prairie Eco-Thrifter

OCTOBER 28, 2012

Use your car’s cruise control option at a speed of 60 miles per hour or less to increase gas mileage. Finally, use technology. Downloading a free app could save you hundreds of dollars over the course of your car’s lifetime. To save water, don’t use as much. For the rest of you, keep gasoline usage in mind.

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Phones Bills Money Saving Money 202

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Of course, depending on what we buy, we may experience some buyers remorse. We could take on debt to grow using other people’s money.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

NOVEMBER 8, 2012

We use financial software to track our spending, and I balance our account statements every month, but we don’t get worried about budget categories, and whether we are spending more on going to the movies this month than we did last month, or whether my husband bought more video games than I bought books for my Kindle.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

JULY 12, 2012

And, of course, if you ride the bike to work, or to perform other errands, you are getting good exercise. I haven’t bought herbs (notoriously expensive) in years, since I can dry our excess for use during the winter. In order to take the bus, I have to walk a mile to the bus stop. Plus, we can preserve our harvest for later.

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Health Green Money Grow Your Own 213

Prairie Eco-Thrifter

MARCH 1, 2012

This is how your opinions / responses to the surveys are used. Of course there is. Since fortune 500 companies cannot solicit you directly, they engage marketing companies to gather your feedback that will help share their new products and services in the future. So is there truly money to be made?

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Money Insurance Personal Finance 2007 183

The Frugal Girl

MARCH 4, 2024

Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. A few years back, I hit my all-time high by borrowing 126 books over the course of one year. Although my parents never specifically taught me about finances, they lived a frugal life by necessity.

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Green And Frugal Kids and Family Hotel Frugal 180

Savings Corner

DECEMBER 24, 2023

And, of course, not everyone likes the sweltering summers of the Sun Belt states. Personal finance expert Shang Saavedra says to know where you’re going, you need to know where you’re at with your retirement savings. Bankrate also used the Sharecare Community Well-Being Index released in 2021. Geological Survey.

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Iowa West Virginia Healthcare Delaware 52

Motherhood Moments

FEBRUARY 7, 2023

billion on the holiday this year, the personal-finance website WalletHub today released its report on 2023's Best Places for Valentine’s Day. cities across 26 key metrics, ranging from florists per capita to forecasted precipitation to the cost of a three-course meal for two. Top 20 Places for Valentine’s Day 2023 1.

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Valentines Day Thrifty Debt Las Vegas 130