Penny Pinchin' Mom

FEBRUARY 16, 2024

Learning how to save money from your salary without sacrificing your lifestyle is a skill worthy of an entire course subject in the most prestigious of schools. Of course, once in a while, you guys can paint the town red, but not every weekend. Use In-Network ATMs Did you know that you could be losing as much as $5.00

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

AUGUST 25, 2014

We have this nice big house that we should be enjoying, and some amazing friends and of course each other, and YOLO. We have bikes, so we like to get out and use those on the cooler, drier days. There are a surprising amount of activities you can do, completely technology free. Play a Sport or Get Active. Get Healthy'

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

The Frugal Girl

MARCH 4, 2024

Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. A few years back, I hit my all-time high by borrowing 126 books over the course of one year. From early on, Alan and I knew we wanted to travel extensively throughout the United States over the course of our lifetime.

Green And Frugal 179

Green And Frugal Kids and Family Hotel Frugal 179

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. As I find extra money, I will of course share with you and I’d like to also hear where you found extra money too. We use a Discover credit card to pay for monthly expenses at our business. It is very un-Dave Ramsey-like but it works for us.

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. It was a hard transition for me to go from being a major financial contributor in our marriage to staying at home with a baby and not bringing in a paycheck.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

SEPTEMBER 9, 2014

I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. No, although we inadvertently used the debt snowball method without having heard of it. During that time, the doorknob to the door we used most often to enter our house broke.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JULY 11, 2013

This course is taking a lot out of me. Are you struggling to find motivation with your financial goals? Using Kids Crafts to Teach the Gift of Giving. Happy Friday everyone. Hope your week went well. My week, just like last week has been a blur. If so, get Off Your Computer and Go Outside!

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Family Balance Sheet

SEPTEMBER 15, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. I love to watch my girls swim and push themselves physically, but since they are in two different age groups, they swim have different practice times… of course! 11 Simple Meal Planning Tips.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Prairie Eco-Thrifter

APRIL 10, 2014

I used to live in Weehawken, New Jersey, a twenty minute commute from midtown Manhattan. Small Choices Means Big Gains When Achieving Financial… What To Consider When Deciding To Buy a Home Understanding The Costs Of Home Health Care Setting Financial Goals: Make Them Smart and Simple Rent-to-Own Homes: A Way to Make a Home Sale Work.

Price 209

Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Of course, there are some tasks that are dictated by others, such as when we must pay taxes or submit certain information to government entities. In it, I list all of our financial accounts, doctors, important documents and other things they would need to get to (such as life insurance companies) when we are both gone.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Penny Pinchin' Mom

DECEMBER 17, 2023

Of course, budgeting isn’t all about sucking the fun out of everyone’s existence and putting family life on hold. By that, I mean you have created a weekly, monthly, and even annual budget, or you’ve taken the time to go through my Financial Reboot Course to give yourself an excellent chance to reign in your finances.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

FEBRUARY 4, 2015

I have been sharing my passion for simple living on GrowingSlower.com since 2011, and I now have added the Real Mom’s Guide series of books and courses to further encourage my readers! They keep us very busy! Here’s a tutorial for how to use the Debt Snowball Calculator to get out of debt faster.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

JANUARY 15, 2013

For these men, the problem is that, to them, image is important — more important even than being financially secure. And, of course, the wedding, the house, the clothes, the car, and other trappings are all indications of how much money they have. Neither of these men is what most of us would call “poor.”

Debt 274

Debt Wedding Money Financial Goals 274

Prairie Eco-Thrifter

DECEMBER 31, 2012

Chunking your large goal into smaller milestone goals can help you manage your expectations, as well as manage your success. Make sure that you follow a logical course, and then focus on one step (or mini-goal) at a time. Don’t just define a concrete goal with your milestones. Use Positive Language.

Goals 230

Goals Financial Goals Work Re-use 230

Prairie Eco-Thrifter

SEPTEMBER 23, 2014

Conversely, when you surround yourself with people who continue to engage in short-term “ease” thinking and subsequent unhealthy lifestyle choices, it’s much more difficult to chart your own course. The second strategy is to practice long-term goals. Get Healthy'

Cycle 181

Cycle Cinnabon Goals Financial Goals 181

Family Balance Sheet

APRIL 2, 2022

Swap with another family who could use a date night too. Get out on the Rail Trails – Rail trails are old railway lines that have been converted to multi-use paths designed for pedestrian, bicycle, skating, equestrian, and/or light motorized traffic. 8 Summer Date Night Ideas – Need a sitter? Play miniature golf.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. The tween years are upon us, so any advice to help us navigate the waters are much appreciated. They were yummy and a great way to use up leftover chicken. Unintended savings.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Prairie Eco-Thrifter

OCTOBER 7, 2014

This will discourage you, and when we feel discouraged, it is easy to get off course completely rather than modify the path. If you adhere to these three tips, you are well on your way to enhancing your money mojo.

Money 113

Money Goals Budgeting Budget 113

Saving Cents With Sense

DECEMBER 19, 2013

This can be a positive and motivational experience to help them focus on new beginnings and setting goals. Of course, you want to stay realistic – and attainable (becoming a professional basketball star might not happen this year, but making the school team might!). This site uses affiliate links. All rights reserved.

Kids 85

Kids Goals Kids and Family New Year's 85

Savings Corner

DECEMBER 25, 2023

It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. For example, language teachers and stock-picking advice may use this model.

Money 52

Money Making Real Estate Rent 52

Savings Corner

DECEMBER 25, 2023

Use investment funds to reduce risk Risk tolerance is one of the first things you should consider when you start investing. Bonds Investors use bonds to create a reliable income stream, and by owning bonds you’ll generate less risky but lower gains than you would with stocks. Plus, you can trade ETFs during the day like a stock.

Taxes 52

Taxes Growing Money College Tuition 52

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We used Dave Ramsey’s debt snowball method. | We also had some building repairs that we needed to cash flow.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If pork tenderloins are on sale, my menu will include Roasted Garlic & Herb Pork Tenderloin and I’ll use the leftovers on another night for tacos.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Savings Corner

APRIL 4, 2024

Building a portfolio that has at least some less-risky assets can be useful in helping you ride out volatility in the market. The trade-off, of course, is that in lowering risk exposure, investors are likely to earn lower returns over the long run.

April 52

April Lowes CD Bank 52

Family Balance Sheet

SEPTEMBER 20, 2016

After that, we paid off the remaining $20,000 of debt over the course of 9 months. We realized that we had “too much house” for us and where we were in our life. We started cooking at home more, a big issue for us was eating out. We used up what we had. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

MARCH 4, 2015

In fact, I used the best strategies I read about and developed a plan of action that best suited my particular situation. I explored this by reading some of the best financial books out there that tackle the psychological issues in which people use money in unhealthy ways. Use coupons because you can really save money this way.

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

APRIL 1, 2021

Now go through the list and really ask yourself if you use or need all of it. If you’re not using it, cancel it today and redirect that monthly money into your emergency savings. However, if you do use it , ask your gym if they swap volunteer hours for a free membership. Add it up to get a total. 12 – Do It Yourself.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 19, 2012

My friend and I used to run together in college.ok, so our destination was Dairy Queen, but it was at least a 3 mile run round trip. Over the course of 2011, I learned some lessons about myself and how I respond to goals. I learned so much that I hope to apply these lessons to my personal and financial goals for 2012.

Goals 127

Goals Dairy Queen 2011 2012 127

Family Balance Sheet

JULY 13, 2016

FINAL: We travel all the time for fun and work (budgeted of course) but next year we will cut it loose and do something insane like Europe. Drew was the “spender” and used to buy tech toys, gadgets, etc. He will probably start that back up (cash flowed of course). What are your financial goals now? Contentment.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JANUARY 7, 2015

We ended up using my remaining collage savings to pay that off. We took his Financial Peace course once before we were married and twice afterwards…and now Barry teaches it. To be able to give to people freely – because as God has blessed us, so we want to be able to bless others. He’s an overachiever.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

FEBRUARY 16, 2016

We use an online account like, Capital One 360 (my referral link). Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. 18 – Use Cash Back Grocery apps.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

AUGUST 5, 2015

Soon after making that decision we found out our church in Chattanooga would be hosting Dave Ramsey’s Financial Peace University. We followed FPU which was a 9 week course. This ultimately is what put us on the fast track for paying off debt in such a quick amount of time. It enabled us to save almost $500 a month!!

Debt 100

Debt Debt Free Finds Finance 100

Savings Corner

APRIL 4, 2024

We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. The averages below are most useful for comparison purposes. Compare Allstate with other insurers While Allstate has several useful offerings, the company may not be the right fit for each person.

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Family Balance Sheet

JUNE 2, 2016

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! This immediately let me slash a huge amount off my monthly spending – though of course it wasn’t much fun at the time! That electric drill?

Debt 100

Debt Finds Debt Free Pay Off Debt 100