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Our 2023 Financial Goals

Family Balance Sheet

Did you make 2023 financial goals ? We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year.

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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Did you make a goal to pay off debt this year? For many years, we made a yearly goal to chip away at our six figures of non-mortgage debt. It took us years to pay it all off, but we achieved it in 2019. If debt freedom is your goal , what can you accomplish THIS year? 1 – Calculate your debt.

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12 Fitness Tips for a Better Lifestyle

Koupon Karen

Whether you’re starting out, getting back on track, or looking to elevate your current routine, the path to improved fitness is filled with opportunities for growth and discovery. Set Realistic Goals The first step towards a fitter lifestyle is setting goals that are both challenging and achievable.

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. You could also use a recent appraisal.

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Meet a Reader | Gretchen from Oregon

The Frugal Girl

Today we’re meeting an Oregonian who does an impressive amount of homesteading. Tell us a little about yourself! My cute kids when they were little I used to be a Spanish teacher until I stopped working to stay home with my kids. I use a grain mill to grind grain for our sourdough bread. Hello, everyone!

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Create your debt freedom plan

Family Balance Sheet

Something happens mentally when you WRITE down your goals and plans for execution. Our plan gave us clarity and direction, and instead of spreading ourselves too thin and trying to do everything at once, we focused on one step at a time. Currently, we’re working on steps 6, 7, and 8 simultaneously. Update: DONE Sept 2019!!

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11 Essential Tips for Leading a Healthy Lifestyle

Koupon Karen

Think of your plate as a palette for variety and color—including a rainbow of fruits and vegetables to ensure you’re getting a wide range of nutrients. Despite its importance, many of us don’t drink enough water throughout the day. Prioritize Balanced Nutrition The core of a healthy lifestyle is balanced nutrition.