Saving Cents With Sense

MARCH 29, 2011

Breastfeeding supplies are now tax deductible. Many hospitals allow mothers to rent breast pumps to help save on costs, too. However, if you are thinking of buying, you can always check out Amazon for a great sale – and remember to keep your receipt for your tax information. ©2009-11 Saving Sense Media LLC.

Taxes 83

Taxes Mother's Rent Health Care 83

The Frugal Girl

FEBRUARY 18, 2024

How did you get interested in saving money? At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. What’s the “why” behind your money-saving efforts? We rented at first, but the rental situation in our new town was poor.

Kids and Family 181

Kids and Family Home and Garden Money Frugal 181

Prairie Eco-Thrifter

AUGUST 18, 2016

For the past 8 years, I have owned and rented out a property in the Branson, MO area. As sort of an insider, I have seen ways that “in the know” folks can save on their vacation rental stays. How to save when booking a vacation rental. Where vacation rental owners advertise. Strategy 1 search multiple sites.

Vacation 100

Vacation Saving Money Money Rent 100

Prairie Eco-Thrifter

NOVEMBER 12, 2012

Being smart and avoiding unnecessary spending can help you save money in college. Remember these five money saving strategies to stay comfortable without breaking the bank. Be smart at the grocery store and you’ll save more than you expect. As you can see, there are numerous ways you can save money in college.

College 203

College Saving Money Money Student 203

Prairie Eco-Thrifter

AUGUST 11, 2015

My sister-in-law and her husband had one that they used and rented out and indicated that it was doing well. The tax code for second homes used as rental properties is incredibly complex here in the US. Unfortunately, I was over optimistic about how many days per year the condo would rent. Guess which ones always rented first?

Vacation 100

Vacation Rent Taxes Grandchildren 100

The Frugal Girl

MARCH 11, 2024

Joaquin, our sweet, trusted, good-looking companion lives with us rent-free. How did you get interested in saving money? However, our deep desire to retire early in order to enjoy our golden years fueled our efforts to save consistently for retirement. What’s the “why” behind your money-saving efforts?

Florida 130

Florida Cruises Cruise Health Insurance 130

Prairie Eco-Thrifter

SEPTEMBER 19, 2013

This got me thinking some more about how to save money by downsizing. My fuel costs have almost halved with my nifty little new car, I have saved hundreds of dollars on insurance and it is a breeze to park! Downsizing my vehicle certainly has saved me money and will continue to do so for as long as I have the car.

Saving Money 220

Saving Money Money Saving Storage 220

Savings Corner

DECEMBER 27, 2023

NerdWallet’s calculator doesn’t include tax data, which can vary by and within metropolitan areas. Whether that’s a mortgage or rent, a large percentage of your salary will go toward your housing expenses. There are also maintenance costs, upgrades, taxes and fees to take into account when deciding where to live.

Calculators 52

Calculators Tools Transportation Healthcare 52

Prairie Eco-Thrifter

AUGUST 27, 2013

After 7 years of renting it to vacationers on a nightly basis, and using it occasionally ourselves, I have decided to let a local company lease it on a yearly basis. We rented our condo out for 6 years on a nightly basis – giving up the prime season dates in order to get a bit of income to offset annual operating costs.

Vacation 210

Vacation Real Estate Friends And Family Sale Painting 210

Savings Corner

DECEMBER 25, 2023

There are also ways to use rent, phone and utility payments to build credit. Tax Filing Webinar — Jan. 17 File your taxes with confidence: Grab your limited spot to join the Tax Nerds in this one-hour session about tax filing and tax planning strategies. Some of these ways are free, others carry a fee.

Building 52

Building Credit Credit Cards Taxes 52

Savings Corner

DECEMBER 24, 2023

At the same time, inflation has rocked Americans’ wallets over the last two years, leaving many feeling behind on their retirement and looking for ways to stretch their savings. Iowa lands near the middle of the pack tax-wise. 23 for property taxes and No. 22 for state and local sales tax. The state ranks No.

Iowa 52

Iowa West Virginia Healthcare Delaware 52

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. A zero-based budget is planning for every single dollar of after-tax income. This could be your rent/mortgage, utilities, loan payments, anything that has a due date.

Budget 133

Budget Budgeting Financial Goals Goals 133

Prairie Eco-Thrifter

AUGUST 2, 2011

shopping for savings by comparing prices, using coupons, coupon codes and other discounts and making sure they are buying the teacher specified items. It’s fun for me and it saves my children shopping time and money. When you do, go on tax free day. using tax free days. Rent Don’t Buy.

College 192

College Money Personal Finance Student 192

Family Balance Sheet

AUGUST 12, 2011

Sales Tax Holiday 2011 at Consumerism Commentary - A list of dates, states participating, the items that will be relieved of a sales tax and the maximum cost. How To Save Money on School Supplies at Green Back Gal. 14 Tips to Save Money on Back to School Supplies & Shopping List at Money Crashers.

Consumerism 217

Consumerism College Saving Money Money 217

Family Balance Sheet

MARCH 11, 2021

Around the time our second daughter was born, I found myself so overwhelmed and distracted that I missed paying the rent for our business office. Tasks might be as simple as ‘reconciling’ or more complex like ‘paying the office payroll taxes’ and at that time, I definitely added ‘Pay Rent’ to that first list.

Finance 130

Finance Cleaning Goals Insurance 130

Savings Corner

DECEMBER 25, 2023

And if you’re worried about being able to save enough of your earnings to meet your retirement goals , building wealth through passive income is a strategy that might appeal to you, too. What if you’re unable to rent out your property? Or you may not be able to rent the home out for as much as you could before, as incomes decline.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

DECEMBER 10, 2014

I could barely afford my $600 rent payment, which was in a horrible neighborhood. Then during tax season, I worked at H&R Block filing taxes. The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings.

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

SEPTEMBER 27, 2012

Shelter Depending on your amortization, mortgage or rent, the amount you need to set aside for house payments may vary for every individual. You may want to transfer to a smaller place if you are renting, if that will work best for you, but do not in any way remove house payments on your list of top priorities.

Bills 213

Bills Telephones Money Taxes 213

Coupons Do Work

AUGUST 29, 2016

Lakeshore Learning : Teacher’s Club members at Lakeshore Learning can save 15% off on hundreds of classroom items daily. FedEx Office : Offering a National Educators Discount Program, FedEx Office gives teachers 15% on most of the products and services they offer nationwide with no limit on the savings, plus special offers for educators.

Discount 124

Discount Giving Storing Education 124

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) When they got married, they bought a duplex so that the rent money from the tenant in the upstairs apartment would pay the mortgage.

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

Prairie Eco-Thrifter

MARCH 4, 2014

Save money in a bank account (or perhaps a company retirement plan). We have to pay for maintenance and property taxes and the interest on the loan. These costs are are only partially offset by the fact that, in the United States, I get a tax deduction for some of them. When I was growing up, my ideas about money were limited.

Money 237

Money Property Taxes United States 2007 237

Family Balance Sheet

JANUARY 18, 2011

Around the time our second daughter was born, I found myself so overwhelmed and distracted that I missed paying the rent for our business office. Tasks might be as simple as 'reconciling' or more complex like 'paying the payroll taxes'. I definitely have 'Pay Rent' on the list. I had to refocus and basically suck-it-up.

Rent 127

Rent Office Simple Daughter 127

Prairie Eco-Thrifter

MAY 21, 2013

There are numerous factors to consider when deciding whether to buy your first home or to continue renting – especially when you’re out of college. Many people prefer to rent in order to have the benefits of a house without the risk of ownership. Furthermore, not everyone wants or knows how to maintain a property. The Bottom Line.

Home 186

Home Emergency Fund Buy Buying 186

Prairie Eco-Thrifter

SEPTEMBER 3, 2012

Saves Interest The biggest reason for paying your mortgage out early is the money you will save in interest; this could be a five or six figure sum. Save on Fees There are often fees and charges associated with paying out a mortgage early. If you want to save interest, (and let’s face it, who doesn’t?) So, I am curious.

Refinancing 203

Refinancing Taxes Real Estate Money 203

Prairie Eco-Thrifter

JANUARY 4, 2012

It is possible to make millions within the typical job, but it often takes 40+ years of consistent saving and investing. If you put a certain percent of your earnings into a savings account, then that fund will grow linearly as well (well, it will grow a little bit, but at what rate, 0.25%??)! It’s just how it is in the typical job.

Making 264

Making Machines Real Estate Money 264

Family Balance Sheet

JUNE 4, 2015

After renting an office for 12 years, we had nothing to show for it and the space was starting to feel a bit cramped. On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. I had to cut something from our spending and do it quickly.

Goals 100

Goals Debt Renovation Daughter 100

Prairie Eco-Thrifter

MARCH 8, 2017

We planted, tended and harvested from a vegetable garden even when we rented a quadraplex. If you and your spouse or family disagree on saving, spending or investing one party may inadvertently sabotage the efforts of the other. Paying yourself first ensures that you actually put aside for saving and investing. So do finances.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Family Balance Sheet

JUNE 22, 2020

We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Also, the monthly mortgage payment was less than our rent payment. We applied some of this extra cash towards debt and the balance was saved for medical expenses. What could possibly go wrong?

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

MARCH 12, 2015

Around the time our second daughter was born, I found myself so overwhelmed and distracted that I missed paying the rent for our business office. Tasks might be as simple as ‘reconciling’ or more complex like ‘paying the office payroll taxes’. And I definitely added ‘Pay Rent’ on the list.

Finance 100

Finance Cleaning Financial Goals Goals 100

freestuff.tv

JULY 14, 2011

Internet-based businesses have a few tremendous advantages over brick-and-mortar businesses: You don’t have to rent office and warehouse space, and you need not have a spare room or your garage stuffed with inventory. If you abstain or delay into a new quarter, the expenses during the prior quarter are not tax deductible.

Work 109

Work Money Taxes Budgeting 109

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. ”A week in the electric world gets me considering the savings to be had.”

Personal Finance 219

Personal Finance Finance Debt Money 219

Savings Corner

DECEMBER 24, 2023

Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey. Would renting for another year or two improve your financial standing?

Real Estate 52

Real Estate Buy Buying Credit 52

Savings Corner

DECEMBER 27, 2023

If you have a CPA license, you can help business owners file taxes, generate balance sheets and other accounting documents and make your professional recommendations about your client’s bottom line. Tax consulting If you’re a CPA or other enrolled agent, you might consider opening up a service specifically for business taxes.

Real Estate 52

Real Estate Re-use Podcasts Work 52

Prairie Eco-Thrifter

MARCH 14, 2011

This would include your monthly mortgage payment or rent payment. Any housing related insurance fees and property taxes are also important to include. Related posts: Saving Money By Trying to Live a “Pioneer Lifestyle&#. Housing costs are a total of the basic necessities that you need to live. Please share.

Money 159

Money Property Taxes DSL Frugal Lives 159

For the Mommas

JUNE 22, 2015

Here is some good news, there is a method to this madness that can make the job a little easier for you, and save you some time when tax season rolls around. Pay all your monthly bills that have a fixed amount like your rent or mortgage first and then go in and pay your other monthly bills.

Bills 40

Bills Taxes Computers Rent 40

Family Balance Sheet

MAY 6, 2020

I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We spent the next few years building our savings back up to the level we had prior to 2007. What got us through financially? Our emergency fund. Yep, life was good. March 2020 arrived.

Debt 130

Debt Emergency Fund 2007 2020 130

Fashion Without Guilt

MARCH 1, 2010

Most millionaires how they got there was by buying smart and saving money by clipping coupons. Taxes are for little people.” Plainly put millionaires under taxes and file under capital vs. middle class because middle class is taxed 15% more than capital gain. “I Why buy when you can rent? I shop at Wal-Mart.”

Frugal 49

Frugal Finance Building Money 49