Family Balance Sheet

MAY 21, 2021

Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. Also, we needed to make some much-needed repairs to our home and office that really couldn’t wait until we paid off six figures. For us, we valued camping and our daughters’ activities.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Savings Corner

DECEMBER 27, 2023

If you’re trying to find the small business idea that’s right for you, ask yourself the following questions: Where is there a need in the market, and how can your skills satisfy that need? Your less math-friendly entrepreneurs could use your help in keeping their personal and business finances in order.

Real Estate 52

Real Estate Re-use Podcasts Work 52

Koupon Karen

MARCH 23, 2024

Roof Repairs and Replacement The roof over your head plays a crucial role in protecting your home from the elements, and its repair or replacement is not a task to be taken lightly. Climbing up on your roof comes with inherent risks of falls and injuries, but the complexities of roofing work extend far beyond personal safety.

DIY 52

DIY Home Plumbing Home Improvement 52

Savings Corner

DECEMBER 24, 2023

“Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey. These are all important to help define the goals they would like to meet.”

Real Estate 52

Real Estate Buy Buying Credit 52

Couponing 101

APRIL 13, 2020

For instance, measuring ingredients uses math, while the cooking process illustrates scientific principles. Teaching kids more cleaning skills, like how to dust or how to use the vacuum, can prepare them to clean more thoroughly… and it could make your life a little easier in the long run. Fixing Things.

Kids 90

Kids Home and Garden Sewing Gardening 90

Prairie Eco-Thrifter

OCTOBER 4, 2011

With the advent of the Great Recession, today’s populations are re-learning frugality and expense reduction. We were so poor that we re-used coffee grounds to make more coffee! is based on a Billshrink.com article – Dining on a budget. 40,720 Home Repair. This post was written by Marie. .

Home and Garden 198

Home and Garden Cars Car Re-use 198

Family Balance Sheet

APRIL 9, 2021

At that time, our kids were 8 & 6, and now they’re both teenagers and wrapping up ninth & seventh grades. Currently, we’re working on steps 6, 7, and 8 simultaneously. We also had some building repairs that we needed to cash flow. We used Dave Ramsey’s debt snowball method. | Pay Off Mortgage Debt.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

AUGUST 23, 2012

To get the best contractor to re-roof your house, you have to negotiate. They wanted all new furniture for their home so they shopped around to find the store they wanted to use. Crystal (owner of Budgeting in the Fun Stuff) wrote about how she annually contacts her cable/internet supplier to get reductions in her bill – step by step.

Saving Money 202

Saving Money Money Home Home and Garden 202

Prairie Eco-Thrifter

NOVEMBER 9, 2011

A handy reference should have many clear pictures and easy-to-follow instructions in order to be of use to you. That way you can watch for patterns and materials that you find appealing, and you’ll be able to focus on just a few items while you’re first starting out. Use Recycled Fabrics. Learn How to Sew.

Clothes 216

Clothes Clothing Making Sewing 216

Prairie Eco-Thrifter

JANUARY 24, 2012

When I redid ours, I used that spray meant to re enamel tubs to re-finish the vanity tops. I sanded and re-stained the wood cabinet and fashioned a matching frame for the mirror out of molding strips from Lowes that I got for about $3 each. When I re-did our bath floors, I knew I wanted tile. Thrift shops.

Renovation 189

Renovation Home Real Estate Re-use 189

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. Life, as we knew it came to a halt for so many of us in mid-March, and life going forward will forever be known as pre-pandemic or post-pandemic. What got us through financially? I still use my spreadsheet to this day! Our emergency fund. Storm #2: 2013.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

MARCH 26, 2021

If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. In the same week, I woke up one morning to an icy cold shower and the discovery that our hot water heater was broken beyond repair. It was a very scary time for us. We had enough to get us through one more month.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

FEBRUARY 16, 2016

Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. How would you pay for an unexpected car repair? Can you fix a repair yourself?

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

NOVEMBER 23, 2011

Here’s why: The whole point of “energy-star” appliances is that they use less energy, and are therefore easier on the environment. Some argue that these new technologies actually use more energy than ever before, leaving a negative global impact. If it breaks, consider taking it in to get a repair.

Washer and Dryer 182

Washer and Dryer Appliances Dryers Transportation 182

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Another way to think of a budget is a spending plan. ” So are you ready to start a budget?

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

SEPTEMBER 9, 2014

We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. We also went through multiple job losses, surgeries, huge car repairs, etc. No, although we inadvertently used the debt snowball method without having heard of it. ” You can do a lot of things if they’re super important to you.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Saving Cents With Sense

FEBRUARY 28, 2014

Unfortunately, navigating the financial world wasn’t on their list of life lessons to impart, leaving you to figure it out by yourself once you’re out on your own. Cars represent a significant chunk of your budget, with car payments, repairs, maintenance, insurance, and gas. This site uses affiliate links.

Parenting 81

Parenting Economy Student Cars 81

Family Balance Sheet

AUGUST 5, 2015

Hi, We’re the Gann Fam! He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. It helped us see debt go down and excited us to see progress!

Debt 100

Debt Debt Free Finds Finance 100

Prairie Eco-Thrifter

JANUARY 13, 2011

The following are some tips, tricks, and tools you can employ to lower your energy use. Monthly cooking appears to be a growing trend, however, think back to when you were young and you likely remember your parents or grandmother cooking far too much food and freezing it for later use. 2 – Re-seal Your Windows & Doors.

Food and Drink 147

Food and Drink Re-use Home Drinks 147

Prairie Eco-Thrifter

JANUARY 13, 2011

The following are some tips, tricks, and tools you can employ to lower your energy use. Monthly cooking appears to be a growing trend, however, think back to when you were young and you likely remember your parents or grandmother cooking far too much food and freezing it for later use. 2 – Re-seal Your Windows & Doors.

Food and Drink 133

Food and Drink Re-use Home Drinks 133

The Frugal Girl

JANUARY 29, 2024

We’re meeting an Arkansas reader today and initially, I thought she was the first one! Tell us a little about yourself Greetings from the NW corner of Arkansas, where I was born (around 40+ years ago) and raised. We use the eggs, harvest meat & if I can’t get out to hunt venison we’ve had friends give us meat.

Arkansas 181

Arkansas Frugal College Kids and Family 181

The Frugal Girl

NOVEMBER 13, 2023

Today, we’re meeting a reader who has managed to live for 2.5 Tell us a little about yourself When asked the question “Where are you from? My interest in frugality is less about saving money specifically, and more about making good use of the resources I have. years with no car (and two small kids!). We lived for 2.5

Kids and Family 191

Kids and Family Parenting Cars Car 191

Family Balance Sheet

JUNE 22, 2020

This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. We’re no spring chickens, so in November 2016, we started contributing again to our retirement. We’re STILL here! In 2020, we still use and are thankful for Medi-share.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Frugal Luxuries

OCTOBER 1, 2012

My memory is on overload most of the time so I especially love the idea of a Master List of Potential Accomplishments and have long used this tactic to unburden myself mentally. using the handy, multi-purpose mixture of Dawn dish soap, Hydrogen Peroxide and water Walk a mile at least once a week.on the carpet. the carpet.

Making 40

Making Home and Garden Craigslist Green And Frugal 40

The Frugal Girl

NOVEMBER 6, 2023

Home repairs, construction, electrical, auto repair, technology – he’ll try anything after suitable research of YouTube and other resources. I should have known he was special as he asked for a set of “Time-Life” home repair books when he was in college. Child did not like it, so we don’t use it.

Kids and Family 189

Kids and Family Money Home and Garden Frugal 189

Koupon Karen

JANUARY 15, 2024

This guide provides useful tips on how to save money while transforming your living space and striking a balance between aesthetics, functionality, and budget. Whether you’re aiming to revamp a single room or your entire home, these strategies can help you achieve your home improvement goals in a cost-efficient manner.

Saving Money 52

Saving Money Money Home Renovation 52

Family Balance Sheet

JULY 9, 2015

When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money. Acadia’s advice is to be creative and think about your talents and gifts and how you could use them to make extra money. They Earned Extra Money.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

FEBRUARY 13, 2015

Last time I painted the exterior trim, the sills and trim pieces on many had to be repaired with wood filler due to rot. The cranks on the inside that are used to open these casement windows come out of their pockets, and the levers no longer pull the windows tightly shut. What we found while window shopping. Get multiple estimates.

Shopping 100

Shopping Home Depot Painting Insurance 100

Savings Corner

APRIL 4, 2024

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Savings Corner

DECEMBER 27, 2023

These loans typically aren’t backed by collateral — they’re unsecured. Calculate the monthly payments Review your budget to determine what an affordable monthly payment would be. Then, use a personal loan calculator to see what rate and repayment term you’d need to get that monthly payment. Fixed, predictable payments.

Credit 52

Credit January Debt Credit Cards 52

Savings Corner

DECEMBER 25, 2023

You use a loan to pay the rest of the purchase price over time. You may have heard that you need to make a 20% down payment on a home, but that’s really just the threshold many lenders use for requiring mortgage insurance on a conventional loan. Its home equity line of credit can be used for an owner-occupied or second home.

Insurance 52

Insurance Home Refinancing Money 52

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

For so long, we plodded along with next to nothing while our neighbors were running up their charge cards and using home equity loans to take vacations. We shopped at garage sales, turned down the heat, combined errands to use less gas, didn’t buy a lot of prepared food, cooked at home and the like. Peggy: Oh yes!

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Family Balance Sheet

DECEMBER 10, 2014

Yep, we’re newlyweds and eloped together in December 2013. I started Careful Cents and used that as a platform to find freelance writing opportunities. I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends. I took on extra work outside of my full-time accounting job.

Debt 227

Debt Debt Free Financial Goals Goals 227

Saving Cents With Sense

OCTOBER 2, 2015

Enjoy storytime and activities featuring We’re In The Wrong Book! October 11th from 1 – 2:30 PM Interior Paint and Drywall Repair. Join each site for free and start having more fun on a budget! This site uses affiliate links. Barnes & Noble. Saturday, October 3rd at 11:00 AM. Guitar Center.

Family 40

Family Cheap Kids and Family October 40