Savings Corner

DECEMBER 27, 2023

But the process of writing it will help you chart a course for your business, too. Open a business bank account Keeping your business and personal finances separate is key to managing your business finances. Understand your startup financing options Most businesses need a little capital to get started.

Finance 52

Finance Taxes Insurance Software 52

Motherhood Moments

MARCH 4, 2023

Source : freepik.com Managing finances can be an incredibly stressful and overwhelming endeavor. So, when “unpleasant surprises” arise, like a car repair or medical bill, you’re confident that you have enough money set aside to cover these. to online courses and one-on-one coaching sessions. on your credit card.

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Debt Money Building Credit Cards 130

Motherhood Moments

MARCH 14, 2023

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Q&A with WalletHub How is the economy affecting people’s driving habits?

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Credit Cards Gas Thrifty Credit 100

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. That was me, at any rate.

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Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

APRIL 24, 2012

Well according to the bill’s sponsors, in the resolution presented to and passed by the 112 th Congress this March, we have a lot of issues to solve. Why do we need it? According to the resolution: Twenty-five.6 According to the resolution: Twenty-five.6

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United States Personal Finance Economical Finance 202

Prairie Eco-Thrifter

MARCH 6, 2014

Even at the doctor’s office, my bill never appears to follow any kind of pattern. I wonder if it has something to do with billing the largest amount possible to the insurance companies. If you’ve ever wondered how your latest hospital bill turned out to be so outrageously large, I encourage you to ask for an itemized statement.

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Price Insurance Bills New York City 206

Savings Corner

DECEMBER 24, 2023

These can be had directly from a mortgage lender or through a state housing finance agency, which connects first-time buyers with partner lenders. Through state housing finance agencies (HFAs), Fannie and Freddie also back another set of 3 percent down payment programs, called HFA Preferred and HFA Advantage , respectively.

Insurance 52

Insurance Finance Home Education 52

Prairie Eco-Thrifter

AUGUST 31, 2014

Because my husband and I were just dating at this point, we didn’t have combined finances so I didn’t share my newfound love for budgeting with him. When we moved in together and began to incorporate more and more of our financials, such as bills and bank accounts, I started trying to get him interested in budgeting.

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Budgeting Budget Money Finance 180

Prairie Eco-Thrifter

JULY 7, 2011

Switch to direct debit and paperless billing. Organizations are getting greener and more waste conscious so many will reward you with money off by switching to direct debit or paperless bills. By reducing your thermostat by only 1 degree you could cut your bills by 10%. It’s less effort for them too. Turn your thermostat down.

Money 170

Money Money Saving Home Insurance 170

Prairie Eco-Thrifter

APRIL 10, 2014

When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. What do you say to people complaining to you about their finances when they are clearly making poor choices? Absolutely not.

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Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

OCTOBER 28, 2012

If you are one of these families who have eliminated spending on “wants” but still struggle to pay the bills or save money, perhaps cutting back on necessities is an option you should consider. Downloading a free app could save you hundreds of dollars over the course of your car’s lifetime. How to Fight your Ever-Increasing Phone Bill.

Phones 202

Phones Bills Money Saving Money 202

Family Balance Sheet

MARCH 13, 2013

But when our cable/Internet/phone bill increased over $100 from the previous month, we thought twice about our love for cable TV in our home. Anyway, following the advice of personal finance bloggers everywhere, I immediately called the company to understand why our bill increased by so much and negotiate a new price.

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Cable Internet Bills Personal Finance Bravo 113

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. It’s hard to change and improve your finances if you have no idea where you currently stand. ” I hear you. It is a lot. We’re struggling with it all too.

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Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

DECEMBER 6, 2012

Rather, you are looking to cut the cost of your grocery bill. Over the course of a year, it is possible to save up a couple of hundred dollars, just by saving your change! Take personal finances, for example; too many people over-think their finances, with. Save Your Change. There are.

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Bank Banking Money Saving 265

Prairie Eco-Thrifter

DECEMBER 12, 2012

Personal charity is, of course, an investment in both the planet and ourselves. Not only is it similarly internet-centric, but CEO Mark Zuckerberg was vocal in both his participation in, and support of, Bill Gates’ ‘Giving Pledge’. Finance and Insurance. Growth of Sustainable Finance to Support the Environment.

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Green Recession Finance 2008 235

Prairie Eco-Thrifter

APRIL 13, 2014

Agree on the values and expectations you want your children to have in the area of personal finance and consistently teach and enforce those between the two of you (and clue in any significant others in your family such as aunts, uncles, grandparents and etc). Sometimes that is not the best course of action. Bailing them out.

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Kids Money Parenting Kids and Family 219

Prairie Eco-Thrifter

MAY 27, 2012

I mean, I was living from pay check to pay check , always hoping I’d find whatever money I needed to pay the bills. Of course, I wasn’t alone but that wasn’t much comfort, I can tell you! Bills that are overdue – this is a classic early sign that you are in trouble “Robbing Peter to pay Paul.”

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

SEPTEMBER 9, 2014

have barely any bills and be able to live off passive income. We used my app to track our progress while we were paying off our house, and of course I ran a zillion different scenarios. Of course, as we paid off debts that gave us more money to put toward the remaining ones, so that made a huge difference as time went on.

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Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

FEBRUARY 4, 2014

We also had bills and other obligations. Of course, we like to have fun, too. So we re-jiggered our finances so that we only spend on things that we really enjoy, and that are really important to us. We knew we wanted to save for retirement, and that we wanted to keep giving to charity. My husband enjoys collecting items.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

OCTOBER 7, 2014

When it comes to you finances, are you doing okay, but know you could be doing better? We would rather live in ignorant bliss as to how we are spending our money—so long as our bills get paid on time, who cares what I’m doing with the rest of it? You know your finances and where that line is between reasonable and too much.

Money 113

Money Goals Budgeting Budget 113

Family Balance Sheet

NOVEMBER 12, 2014

If you’ve read my blog, you’ve probably heard me say that our bills may not be negotiable, but our grocery receipts usually are. When finances are tight, often the only area we can control is our food spending. It may not seem like much at each shopping trip, but over the course of the year, our beverages can really add up.

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Grocery Spending Groceries Grocery Food and Drink 246

Prairie Eco-Thrifter

APRIL 10, 2015

Of course, we know that things may change and we may decide to go elsewhere for some reason, but for now, we are looking at our current residence as our possible last. Is there a place to allow for easy bill paying, records filing, etc? Of course, that may change as time goes on and development of shopping centers comes nearer to us.

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Son Transportation Finance Home 100

Prairie Eco-Thrifter

AUGUST 20, 2012

Over my many years of environmental and personal finance writing, one of the most common things I get asked for is tips on how to save money on groceries. Even if all you grow are ingredients for a nightly salad, you could save big over the course of a month by not having to buy those simple veggies.

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Saving Money Money Groceries Grocery 189

Prairie Eco-Thrifter

JANUARY 15, 2013

One of them is throwing a lavish wedding that he can’t really afford, and the other is trying to figure out how to pay the bills that keep piling up without having to give up his expensive luxury SUV. And, of course, the wedding, the house, the clothes, the car, and other trappings are all indications of how much money they have.

Debt 274

Debt Wedding Money Financial Goals 274

Saving Cents With Sense

NOVEMBER 11, 2013

Write list down of the gifts that are important for you to buy, the meals that you will be responsible for, and of course, the charities you wish to donate to. Look at your finances in an honest light. Disposable income would be what is left after all of your bills for the month of November, December, and even January are paid.

Budgeting 112

Budgeting Budget Holiday Debt 112

Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. Home equity loan: What is it?

Home 52

Home Work Debt Credit 52

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. Even some of my groceries are automatically billed, since I have milk delivery from a local dairy, and organic produced delivered to my door weekly.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

MARCH 9, 2015

As an entrepreneur, you need to make sure that you aren’t putting your fledgling business at risk with big medical bills. While health insurance doesn’t completely protect against high bills, it can reduce some of the impact. Once you strike out on your own, you could find yourself without health insurance coverage.

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Insurance Health Insurance Life Insurance United States 100

Prairie Eco-Thrifter

JUNE 19, 2012

Many people are operating on a tight budget, and it is important for some to work on a specific budget so that they won’t be overly burdened when they have to pay their bills. You might want to consider financing the work if that option is available to you. If possible, make a list from the first priority to last.

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Renovation Home Budgeting Budget 188

Prairie Eco-Thrifter

JANUARY 28, 2011

In order to do this I need to take a few courses at our local university. So in an effort to make things a bit more manageable, I have decided to cancel my course for next month. How to Save Money shares with us how we can keep our finances safe when buying items online. The goal was to be certified by summer. What did you do?

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January 2010 Personal Finance Finance 124

Prairie Eco-Thrifter

JULY 20, 2011

Guest Post Author Bio: David Bakke enjoys living frugally in Atlanta and frequently shares his best financial tips and experiences on Money Crashers , an online resource ranked as one of the top personal finance blogs online. I started by cutting grocery expenses, and then expanded to lowering monthly bills and reducing insurance fees.

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Frugal Personal Finance Frugal Life Money 174

Prairie Eco-Thrifter

FEBRUARY 3, 2016

While my spouse and I were in the throes of child rearing we didn’t think much about providing an intentional or structured set of lessons around personal finance. They will hear you talking about how much is left for groceries, or how to get the electric bill paid this month. Of course we misused those cards!

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Work Kids Bank Banking 100

Prairie Eco-Thrifter

JUNE 30, 2011

Personal Finance. I to have experienced “the vet bill&# in the past but to me my furry friends are still worth it. In recognition of all of these amazing and helpful people, I am sharing their article of choice in this week’s roundup. Kyle tells us how to avoid payday loan scams.

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Compost Composting Donation 401K 124

Family Balance Sheet

FEBRUARY 4, 2015

I have been sharing my passion for simple living on GrowingSlower.com since 2011, and I now have added the Real Mom’s Guide series of books and courses to further encourage my readers! We got an unexpected tax return, which of course went toward the loans. How often do you and your spouse discuss your finances/budget/spending?

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Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

AUGUST 5, 2015

We decided to declare it our year of health and align our diets and become more healthy, invest more in our community at church and clean up our finances. We followed FPU which was a 9 week course. Both are equally important and both need to be heard and respected in our finances. Keeps us aligned together with our finances.

Debt 100

Debt Debt Free Finds Finance 100

Prairie Eco-Thrifter

AUGUST 29, 2012

We used olives, big, restaurant style chips, fresh salsa, homemade guacamole, jalapenos, tomatoes, and of course a lot of cheese. Making a date night fun by thinking outside of the box while still saving money can be helpful to your relationship and your finances. So, how have you saved money on dates and still had fun?

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Frugal Wine Saving Money Money 188

Prairie Eco-Thrifter

FEBRUARY 23, 2012

Attention, personal finance readers and gurus! Most financial literacy courses and parents in the know believe that teaching the difference between something you need and something you want is key in being able to control spending and thrive financially. You think you know the difference between a need and a want – right?

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Plumbing Grandmother Food and Drink Gasoline 227