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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

Need a quick snapshot of your finances? I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces.

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Why You Need a Home Ownership Binder

Family Balance Sheet

When something needs replaced, repaired, or updated you will know who to call and where to go. We have lived in our home for almost 15 years and have done many improvements, renovations, and repairs over the years. Had I just called a random repair company, we would have also paid for a new unit. HVAC repair. Landscaping.

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Create your debt freedom plan

Family Balance Sheet

Our personal finances are so interwoven with our small business finances that we view them as one. And as you’ll see below, we also added a few more steps that he probably wouldn’t suggest or approve of, but there’s a reason why this is called personal finance. We used Dave Ramsey’s debt snowball method. |

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How Downsizing to an Apartment Has Saved Us Money

Prairie Eco-Thrifter

We have a smaller place, and we use less energy to keep it comfortable. On top of that, we are using less electricity in general since the apartment has numerous windows and an open floor plan. Maintenance and Repairs. It also costs less to keep a smaller living space in good repair.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

“Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey. These are all important to help define the goals they would like to meet.”

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50 Best Small-Business Ideas – NerdWallet

Savings Corner

If you’re trying to find the small business idea that’s right for you, ask yourself the following questions: Where is there a need in the market, and how can your skills satisfy that need? Your less math-friendly entrepreneurs could use your help in keeping their personal and business finances in order.

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How to Build your Emergency Fund

Family Balance Sheet

If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. In the same week, I woke up one morning to an icy cold shower and the discovery that our hot water heater was broken beyond repair. It was a very scary time for us. We had enough to get us through one more month.